http://www.bankrate.com/default.aspx Rates, analysis and mortgage-hunting tips en-us Copyright 2012, Bankrate Inc. Thu, 02 Feb 2012 09:19:11 GMT webmaster@bankrate.com (webmaster) http://www.bankrate.com/Images/logos/bankratelogo.gif http://www.bankrate.com/default.aspx 118 22 60 Today's mortgage rates are anything but predictable. Here's what the experts have to say. Thu, 02 Feb 2012 00:00:00 GMT http://www.bankrate.com/news/rate-trends/mortgage.aspx http://www.bankrate.com/news/rate-trends/mortgage.aspx Sometimes you need extra cash. Find out how one couple could benefit from cash-out refinancing. Thu, 02 Feb 2012 00:00:00 GMT http://www.bankrate.com/finance/refinance/is-cash-out-refinancing-right-for-you.aspx http://www.bankrate.com/finance/refinance/is-cash-out-refinancing-right-for-you.aspx As mortgage rates dive, the president proposes a way to let more homeowners refinance. Thu, 02 Feb 2012 00:00:00 GMT http://www.bankrate.com/finance/news/mortgage-rates-plunge-to-record-lows-again.aspx http://www.bankrate.com/finance/news/mortgage-rates-plunge-to-record-lows-again.aspx See rates from our survey of CDs, mortgages, home equity products, auto loans and credit cards. Thu, 02 Feb 2012 00:00:00 GMT http://www.bankrate.com/finance/news/mortgage/interest-rates-020212.aspx http://www.bankrate.com/finance/news/mortgage/interest-rates-020212.aspx Lock a low mortgage rate by comparing a lineup of rates and taking care of timing. Wed, 01 Feb 2012 00:00:00 GMT http://www.bankrate.com/finance/mortgages/how-to-lock-mortgage-rate.aspx http://www.bankrate.com/finance/mortgages/how-to-lock-mortgage-rate.aspx It's tough to lower a down payment at closing. Maybe one of these options will cut your costs. Wed, 01 Feb 2012 00:00:00 GMT http://www.bankrate.com/finance/mortgages/cut-down-payment-home.aspx http://www.bankrate.com/finance/mortgages/cut-down-payment-home.aspx There's no magic to a biweekly home loan. Consider other ways to reduce your mortgage. Mon, 30 Jan 2012 00:00:00 GMT http://www.bankrate.com/finance/mortgages/switch-biweekly-mortgage.aspx http://www.bankrate.com/finance/mortgages/switch-biweekly-mortgage.aspx Interest rates hit rock bottom in 2011.  Where are they headed in 2012? Mon, 30 Jan 2012 00:00:00 GMT http://www.bankrate.com/finance/video/saving-money/interest-rate-predictions-in-2012.aspx http://www.bankrate.com/finance/video/saving-money/interest-rate-predictions-in-2012.aspx The Fed extended "easy money" into 2014 -- a move beloved by some, loathed by others. Mon, 30 Jan 2012 00:00:00 GMT http://www.bankrate.com/finance/federal-reserve/borrowers-delight-loan-rates-droop.aspx http://www.bankrate.com/finance/federal-reserve/borrowers-delight-loan-rates-droop.aspx You'll like the 2012 mortgage rate forecast. Well, except for the higher fees. We explain. Mon, 30 Jan 2012 00:00:00 GMT http://www.bankrate.com/finance/mortgages/2012-mortgage-rate-forecast.aspx http://www.bankrate.com/finance/mortgages/2012-mortgage-rate-forecast.aspx It's not easy to refinance your mortgage when you have equity debt. Here are the options. Mon, 30 Jan 2012 00:00:00 GMT http://www.bankrate.com/finance/refinance/refinance-2nd-mortgage.aspx http://www.bankrate.com/finance/refinance/refinance-2nd-mortgage.aspx Tired of plain vanilla holdings? You can try spicing things up if you can handle the risk. Mon, 30 Jan 2012 00:00:00 GMT http://www.bankrate.com/finance/retirement/6-surprising-ira-investment-options-1.aspx http://www.bankrate.com/finance/retirement/6-surprising-ira-investment-options-1.aspx These states held the top spots with the highest foreclosure rates in December. Sun, 29 Jan 2012 00:00:00 GMT http://www.bankrate.com/finance/mortgages/top-10-states-for-foreclosure-1211.aspx http://www.bankrate.com/finance/mortgages/top-10-states-for-foreclosure-1211.aspx The condo builder did a lousy job. Now lenders won't refinance loans. What can owners do? Sun, 29 Jan 2012 00:00:00 GMT http://www.bankrate.com/finance/real-estate/lawsuit-over-condo-defects-stops-refinance.aspx http://www.bankrate.com/finance/real-estate/lawsuit-over-condo-defects-stops-refinance.aspx You could cut your interest and loan costs by prepaying but at today's rates, why not refi? Sat, 28 Jan 2012 00:00:00 GMT http://www.bankrate.com/finance/refinance/prepay-mortgage-refinance-home.aspx http://www.bankrate.com/finance/refinance/prepay-mortgage-refinance-home.aspx