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PERSONAL FINANCE: NEWS & ADVICE
News, advice and tips on mortgages, home equity loans, CDs, car loans, credit cards and MMAs, interest rates, and more.
RATE UPDATE Looking for a safe place to stash your cash? Find a high-yielding, FDIC-insured CD.

TOP PERSONAL FINANCE STORIES
FDIC weathering the banking brouhaha
Recent news of bank failures has consumers wondering about the security of the FDIC's funding.

To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
30 yr fixed mtg 5.97% 5.96%
15 yr fixed mtg 5.73% 5.67%
5/1 ARM 5.89% 5.92%
30 yr fixed jumbo mtg 7.38% 7.12%
5/1 jumbo ARM 6.11% 6.18%
Rates may include points
To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
$30K HELOC 5.45% 5.47%
$50K HELOC 5.15% 5.15%
$30K Home Equity Loan 7.98% 7.94%
$50K Home Equity Loan 7.72% 7.72%
$75K Home Equity Loan 7.72% 7.72%
Rates may include points
To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
36 month new car loan 6.77% 6.73%
48 month new car loan 6.83% 6.52%
60 month new car loan 6.85% 6.53%
72 month new car loan 6.44% 6.44%
36 month used car loan 7.15% 7.11%
Rates may include points
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NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
6 month CD 3.15% 3.20%
1 yr CD 3.63% 3.68%
5 yr CD 4.06% 4.14%
1 yr IRA CD 3.29% 3.28%
5 yr IRA CD 3.97% 4.01%
Rates may include points
RETIREMENT AND INVESTMENT SPOTLIGHT
IS YOUR BANK SAFE?
Many banks are struggling in this tough economy.
Is yours safe?
Check your bank's
 
 
CALCULATORS
Can a new mortgage help? Calculate your payment. Earnings to the penny The range of all three scores Amortization & payment
RATE TRENDS THIS WEEK
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BANKRATE VIDEOS
Click here What should investors do?
Greg McBride explains how to react to the current market climate.
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NEWS THIS WEEK
As one part of the much-touted housing bill, the program aims to prevent foreclosure. But who benefits? See rates from our national survey of mortgages, home equity products, auto loans, credit cards and CDs. There are lots of mixed messages on how to improve your credit score. What's the solution to this scoring puzzle? The way the brain works makes it prone to money mistakes. Here's how to avoid these cerebral snares. Beefed-up FDIC coverage was added to the bailout to "sweeten" a bill many found unpalatable. Will it help you? Burying your head in the sand won't put a dime back in your portfolio -- but keeping informed and diversified might.
NEWSLETTERS & ALERTS
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* Mortgage rate may include points. See rate tables for details. Click here.
* To see the definition of overnight averages click here.

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