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Personal Finance: Bankrate.com
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PERSONAL FINANCE: NEWS & ADVICE
News, advice and tips on mortgages, home equity loans, CDs, car loans, credit cards and MMAs, interest rates, and more.

TOP PERSONAL FINANCE STORIES
Sprout greens, save green with home garden
Planting a garden can save you a trip to the grocery store and harvest some extra savings -- if you do it right.

To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
30 yr fixed mtg 5.80% 5.74%
15 yr fixed mtg 5.41% 5.33%
5/1 ARM 5.22% 5.19%
30 yr fixed jumbo mtg 7.05% 6.95%
5/1 jumbo ARM 6.08% 6.17%
Rates may include points
To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
$30K HELOC 4.83% 4.86%
$50K HELOC 4.18% 4.18%
$30K Home Equity Loan 7.70% 7.67%
$50K Home Equity Loan 7.62% 7.61%
$75K Home Equity Loan 7.69% 7.68%
Rates may include points
To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
36 month new car loan 6.80% 6.67%
48 month new car loan 6.92% 6.57%
60 month new car loan 6.91% 6.57%
72 month new car loan 7.19% 7.10%
36 month used car loan 7.16% 7.16%
Rates may include points
Select a product to compare rates:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
6 month CD 2.72% 2.72%
1 yr CD 3.03% 3.01%
5 yr CD 3.56% 3.48%
1 yr IRA CD 2.81% 2.82%
5 yr IRA CD 3.57% 3.56%
Rates may include points
RETIREMENT AND INVESTMENT SPOTLIGHT
TIP OF THE DAY
Trying to sell your house? Check out these cheap home improvements to boost your home's appeal.
 
 
CALCULATORS
Can a new mortgage help? Calculate your payment. Earnings to the penny The range of all three scores Amortization & payment
RATE TRENDS THIS WEEK
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NEWS THIS WEEK
The interest rates for jumbo mortgage loans are coming down, but standards for qualifying are much tighter. See rates from our national survey of mortgages, home equity products, auto loans, credit cards and CDs. Our experts all say prices will decline in '08, but differ about when things may start looking up. How will your city fare? Home sellers are feeling the crunch as the NAR reports that most cities experienced another fall in home prices. If you find yourself in the role of caregiver again, be sure to tap the plentiful resources available to you. Two heads are not much better than one when couples make these all-too-common money missteps.
NEWSLETTERS & ALERTS
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* Mortgage rate may include points. See rate tables for details. Click here.
* To see the definition of overnight averages click here.

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