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Top 20 frugal $ense tips
Here are the 20 best tips culled from your entries in this month's Frugal $ense contest. Click on any of the links to read a tip and rate it. You may rate as many tips as you'd like, but please only once per tip. See rules.

The tip with the highest average at the end of the month earns the tipster $100!

Shaun Rowley of St. Cloud, Minn., won $100, for his tip, which was rated No. 1 by Bankrate readers last month. For more information on this tip and its author, read our interview with the Frugal $ense contest winner.
 

Winning tip:

Lower your insurance without switching
"You don't have to switch insurance companies to get the best rate. Most insurance companies will match quotes from competitors as long as the coverage is the same. Just visit some of the big insurance websites, fill out a free online quote, which takes just minutes, then call up your insurance provider and ask them to match it. I have done this to lower my auto and home insurance several times, and most of the time, they don't even make you send them the competitor's offer details."
Top 20 money-saving tips

ENTERTAINMENT
 Entertaining at home

GROCERIES
 Cooking tip
 Extending the life of lettuce and spinach
 Regrow your savings

SAVINGS
 Water and money saver
 Save money on soda for work!

HOUSE
 Wood refinishing
 Sparkling, shiny bathroom!
 Cheap and natural cockroach control

 
MISCELLANEOUS
 It all adds up!
 Fabulously frugal children's gift
 Frugal soup
 Does 2 for the use of 1 remover
 Baby shampoo
 Very inexpensive skin care


 

Enter the contest
Enter your money-saving tip now -- you could win $100! Submit your tip

More money-saving tips
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NATIONAL OVERNIGHT AVERAGES
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48 month new car loan 3.77%
1 yr CD 0.89%
Rates may include points
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