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PERSONAL FINANCE: NEWS & ADVICE

PERSONAL FINANCE NEWS
'I need money. Can you help me?'
In these tough times, friends may need financial assistance. When should you say yes, when should you walk away?


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NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
30 yr fixed mtg 6.30% 6.17%
15 yr fixed mtg 5.83% 5.72%
5/1 ARM 5.58% 5.64%
30 yr fixed jumbo mtg 7.32% 7.33%
5/1 jumbo ARM 6.17% 6.31%
Rates may include points
To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
$30K HELOC 4.66% 4.65%
$50K HELOC 4.18% 4.18%
$30K Home Equity Loan 7.88% 7.87%
$50K Home Equity Loan 7.79% 7.79%
$75K Home Equity Loan 7.78% 7.83%
Rates may include points
To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
36 month new car loan 6.81% 6.80%
48 month new car loan 6.85% 6.83%
60 month new car loan 6.50% 6.48%
72 month new car loan 6.32% 6.32%
36 month used car loan 7.14% 7.14%
Rates may include points
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NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
6 month CD 3.00% 2.97%
1 yr CD 3.39% 3.33%
5 yr CD 3.97% 3.94%
1 yr IRA CD 3.18% 2.95%
5 yr IRA CD 3.72% 3.70%
Rates may include points

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PERSONAL FINANCE NEWS THIS WEEK
Social networking sites have made young people the easiest targets for ID theft. But no one is totally safe. Sleazy con artists are more than a nuisance -- costing businesses and consumers $45 billion a year. A little knowledge and preparation can help keep the kids smiling and the camp costs under control. These frugal fanatics take saving a few dollars to the next level. See the tricks they use to slash their spending.
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