Financial Literacy 2007

TOOLS AND RESOURCES

Budgeting toolkit

Use these work sheets, calculators and money-saving tips to guide your financial planning.



The simple art of budgeting	» Notify me of the next issue

Self-help tools, tips and more

The best way to hang on to more of your money is to know exactly where it goes. Use these calculators, work sheets and more to get your finances humming.




Audio:

	•	10 ways to save $500

	•	Save on energy costs

	•	Be master of your money

	•	Stop living paycheck to paycheck

	•	Surviving on one income

	•	Successful balance-transfers

	•	9 best reasons to save money

	•	5 (worthless) excuses for not saving



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	Archives:

	•	Overview archive

	•	Take action archive

	•	Spotlight archive

	•	Poll archive

	•	Money makeover archive

	•	Calculator archive

	•	Glossary archive

	•	Worksheet archive

	•	Audio archive

Calculators and decision tools

�	Calculate the true cost of a loan
�	Compute a credit card payoff
�	CD interest calculator
�	Retirement savings calculator

Work sheets

�	Create your family budget
�	Emergency fund work sheet
�	Dealing with debt work sheet
�	Monthly financial calendar work sheet
�	Daily expense tracker work sheet
�	10 reasons to budget work sheet
�	Net worth work sheet

Budgeting Basics

�	CD investing strategies
�	Building liquid savings
�	FAQ on credit card fees
�	Understanding IRAs
�	What's a 401(k)?

Outside resources


Federal government resources
�	How to budget and save
�	Financial education resource center
�	Financial literacy in action
�	What's a dollar worth?
�	Direct deposit is direct to you
�	U.S. financial education site
�	66 ways to save money