Credit card calculators, work sheets and tips

Financial Literacy - Credit cards

TOOLS AND RESOURCES

Credit cards toolkit

Use these work sheets, calculators and money-saving tips to guide your financial planning.

» Notify me of the next issue

Credit cards & you

Self-help tools, tips and more

The best way to hang on to more of your money is to know exactly where it goes. Use these calculators, work sheets and more to get your finances humming.




Audio:

	•	Educating teens about credit

	•	What to ask before getting a secured card

	•	Using credit card for overdraft protection

	•	Cancel a card, hurt your credit score

	•	Tips for balance transfers

	•	Sign a credit card or not?

	•	Credit cards can be a good idea



	Free newsletters:

»		Sign up now.

	•	Credit Card Weekly [sample]

	•	Weekly Roundup [sample]



	Archives:

	•	Overview archive

	•	Take action archive

	•	Spotlight archive

	•	Poll archive

	•	Money makeover archive

	•	Calculator archive

	•	Glossary archive

	•	Worksheet archive

	•	Audio archive

Calculators and decision tools

•	What will it take to pay off my credit card?
•	The true cost of paying the minimum
•	How much does that loan really cost?
•	FICO score estimator

Terms to know

•	17 most-common credit card terms
•	13 credit card terms found on contracts

Work sheets

•	Compare credit cards
•	Checklist for transferring credit card balances
•	Do-it-yourself credit repair checklist
•	Lower interest rate request work sheet
•	No more late fees work sheet
•	Credit card data work sheet
•	Dispute a purchase made on credit
•	Credit card inventory
•	Credit card protector
•	Form letter to fix credit report errors
•	Checklist for credit report errors

Credit Card Basics

•	How to read a credit report
•	7 ways to avoid late fees
•	When is fixed-rate not fixed?
•	What's a credit score?
•	Changing your due date
•	How to cancel a card

Outside resources


Federal government resources
•	U.S. financial education site
•	Guide to credit cards
•	Take control of debt
•	Credit and your rights
•	Direct deposit is direct to you
•	Be an informed citizen in a credit card nation

Educational resources

•	Managing your money: All about credit
•	Quiz: Secret history of the credit card
•	Getting out of debt
•	Tufts University Debt Management Center
•	How to select the right credit counselor
•	Pay down debt
•	Ins and outs of debts