Retirement toolkit

TOOLS AND RESOURCES

Retirement toolkit

Use these calculators, work sheets and more to get your finances humming.

Mapping a retirement plan

Self-help tools, tips and more

The best way to hang on to more of your money is to know exactly where it goes. Use these calculators, work sheets and more.




Audio:

	•	Moving toward your retirement goal

	•	Guard your portfolio against inflation

	•	Are you ready for retirement?

	•	The other great Social Security debate

	•	Free financial planning with no strings attached

	•	Target-date funds a solution



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	Archives:

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	•	Spotlight archive

	•	Poll archive

	•	Money makeover archive

	•	Calculator archive

	•	Glossary archive

	•	Worksheet archive

	•	Audio archive

Calculators and decision tools

•	What will it take to reach your retirement goal?
•	How much money can I save in my 401(k) plan?
•	How much to retire?
•	FICO score estimator
•	How long will your savings last?
•	Annuity calculator
•	Simple savings calculator

Terms & tips

•	17 retirement savings terms to know
•	5 frugal tips for 20 somethings
•	5 frugal tips for 30-somethings
•	5 frugal tips for 40-somethings
•	5 frugal tips for 50-somethings

Work sheets

•	Retirement planning checklist
•	Budget for retirement
•	Protect yourself from scams
•	Daily expense tracker
•	Spending plan
•	Dealing with debt

Investing Basics

•	Understanding IRA's
•	Make the most of a 401(k)
•	Penalty-free IRA withdrawals
•	Annuities as part of financial planning
•	Certificate of deposit investing strategies
•	Permanent insurance: Whole, universal, variable

Outside resources


Federal government resources
•	U.S. Securities and Exchange Commission: for Seniors
•	Social Security information
•	USA.gov: Senior Citizens' Resources
•	U.S. Department of Labor: Women and Retirement Savings

Educational resources

•	Save and invest
•	Center for Retirement Research at Boston College
•	National Endowment for Financial Education
•	HSBC Global Forum on Ageing and Retirement
•	Choose to Save
•	360 Degrees of Financial Literacy