News Archive
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| 2006 Taxes |
| Estimated tax deadline looms -- Some folks face fall tax chores as their fourth 1040ES payment is due September 15. Story |
| Reporting your retirement plan rollover -- When you changed jobs, you took your company retirement plan with you. We explain how to report it to the IRS. Story |
| Some hybrids qualify for tax breaks -- Nissan and Mazda have finally joined Honda on the hybrid tax credit track. Story |
-- More 2006 Taxes news
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| 2007 Financial Literacy |
| Growing your bottom line -- In our 17th installment on Financial Literacy, Bankrate weighs in on tax-savvy strategies for saving and investing, and proves that taking incremental steps can lead to a solid financial base over time. Story |
| Lucky 13 savings strategies -- You can control your finances and build up savings with these 13 easy-to-follow tips. Story |
| 6 budget bombs -- Your best intentions for wise saving and spending are easily sabotaged by any of these budget blunders. Story |
-- More 2007 Financial Literacy news
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| 2008 Financial Literacy |
| Video: Retirement planning in your 50s -- Ramp up savings by finding a good financial planner and taking advantage of catch-up contributions for retirement. Story |
| The new look of retirement -- Researcher Olivia S. Mitchell, Ph.D., discusses results from one the most comprehensive aging studies ever undertaken. Story |
| Video: Freeze credit to prevent ID theft -- You can stop fraudsters in their tracks by implementing a credit freeze through the credit reporting agencies. Story |
-- More 2008 Financial Literacy news
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| Advice |
| Stress-free holiday shopping -- The crowds and the hassle need not ruin your holiday. Here are ways to make it fun. Story |
| Agencies unlikely to swap car loan -- Because car loans typically are not assumable, agencies are unlikely to offer a driver a swap. Story |
| Make payments on mom's car ASAP -- A woman with a sliding credit rating needs to bring her mother's car payments up to date fast. Story |
-- More Advice news
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| Auto loans |
| Agencies unlikely to swap car loan -- Because car loans typically are not assumable, agencies are unlikely to offer a driver a swap. Story |
| How would GM bankruptcy affect you? -- What would a General Motors bankruptcy mean for car owners? Here are some possible answers. Story |
| Make payments on mom's car ASAP -- A woman with a sliding credit rating needs to bring her mother's car payments up to date fast. Story |
-- More Auto loans news
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| Banking and the economy |
| Interest Rate Roundup -- Here are the latest interest rates and commentary on five common consumer banking products from Bankrate.com's weekly national survey of large banks and thrifts. Story |
| Interest Rate Roundup -- Here are the latest interest rates and commentary on five common consumer banking products from Bankrate.com's weekly national survey of large banks and thrifts. Story |
| 1.2 million jobs lost -- Jobs have been cut every single month this year and the streak will continue. Story |
-- More Banking and the economy news
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| Beating Bankruptcy Blog |
| Consumer bankruptcy filings surge in 2007 -- The number of Americans filing for bankruptcy is on the rise, and is unlikely to stop soon. Story |
| Is reducing your debt taking a backseat to reducing your weight? -- Miss a payment? You're not alone. Try these tips for the future. Story |
| Your debt resolutions -- Welcome to a new year when you will finally reduce your money troubles and handle that debt. Story |
-- More Beating Bankruptcy Blog news
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| Book review |
| Are you spending smart? -- Bankrate reviews the book "Living Rich by Spending Smart," that examines how everyday spending choices can sink your budget. Story |
| Surviving mob mentality in finance -- Bankrate reviews the book "Mobs, Messiahs, and Markets," by William Bonner and Lila Rajiva, which examines what the authors allege is the mass hysteria that overcomes investors in the stock market. Story |
| Could you retire in a weekend? -- In the book "Retire in a Weekend," by Bill Losey, baby boomers are encouraged to make work optional by following their passion. Story |
-- More Book review news
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| Checking and ATMs |
| What happens to accounts if the bank fails? -- A disruption in service can be more than a hassle. Find out what happens to typical accounts when a bank fails. Story |
| ATM surcharges and fees on the rise -- Bankrate's 2008 checking study shows another record-high year for fees on everything from ATM use to bounced checks. Story |
| Bankrate's annual checking study -- Our 2008 study shows another record-high year for fees on everything from ATM use to bounced checks. Story |
-- More Checking and ATMs news
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| College financing |
| Tax breaks that help you get ahead -- Tax deductions or credits encourage Americans to own a home, get a college education and save for retirement. Story |
| 529 plan contribution escapes gift tax -- A mother whose contribution to a 529 plan exceeded the $12,000 gift-tax limit should not worry. Story |
| Plan: Put financial house in order -- Ron and Marilyn should take these steps to place their finances on a firm foundation. Story |
-- More College financing news
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| Credit cards |
| Authorized-user accounts OK again -- Designed to halt piggybacking, FICO 08 ignored authorized-user accounts in scoring. Not so, anymore. Story |
| Interest Rate Roundup -- Here are the latest interest rates and commentary on five common consumer banking products from Bankrate.com's weekly national survey of large banks and thrifts. Story |
| Gift card issuer gone bankrupt? What to do -- When you're holding a gift card for a store that's gone out of business, you have few options. Here's what you can do. Story |
-- More Credit cards news
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| Credit management |
| Stress-free holiday shopping -- The crowds and the hassle need not ruin your holiday. Here are ways to make it fun. Story |
| 15 signs you need debt-reduction help -- These 15 signals let you know you're drowning in debt and it's time to call in a financial fitness expert Story |
| Credit card horror stories -- This Halloween is filled with scary stories of credit card limits being slashed and cards being cut off. Story |
-- More Credit management news
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| Credit repair |
| Authorized-user accounts OK again -- Designed to halt piggybacking, FICO 08 ignored authorized-user accounts in scoring. Not so, anymore. Story |
| Budget can help tame runaway spending -- Creating a budget and sticking to it is the best way to turn the tide on runaway spending, says the Debt Adviser. Story |
| 15 signs you need debt-reduction help -- These 15 signals let you know you're drowning in debt and it's time to call in a financial fitness expert Story |
-- More Credit repair news
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| Credit reports and credit scores |
| Authorized-user accounts OK again -- Designed to halt piggybacking, FICO 08 ignored authorized-user accounts in scoring. Not so, anymore. Story |
| Budget can help tame runaway spending -- Creating a budget and sticking to it is the best way to turn the tide on runaway spending, says the Debt Adviser. Story |
| Credit report reveals 'hard' inquiries -- Reviewing your credit report can help uncover any evidence of "hard inquiries" by banks or lenders. Story |
-- More Credit reports and credit scores news
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| Credit unions |
| Video: Credit union branches expanding -- New credit union networks making joining one more convenient. Story |
| Deposit insurance increases at credit unions -- A recent law expands insurance coverage on deposits to $250,000, but credit unions offer other compelling reasons to join. Story |
| Credit unions help young adults save -- Credit unions can be a great choice for savers with little money and a thin credit history. Story |
-- More Credit unions news
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| Debt consolidation |
| 15 signs you need debt-reduction help -- These 15 signals let you know you're drowning in debt and it's time to call in a financial fitness expert Story |
| Defend yourself against debt collectors -- Even if you owe a company money, you have rights -- and it pays to know what they are. Story |
| Defend yourself against debt collectors -- Even if you owe a company money, you have rights -- and it pays to know what they are. Story |
-- More Debt consolidation news
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| Exclusive: 2008 CD study |
| Detailed results of the 2008 CD study -- Check out the results of a survey of 10 banks that offer CDs online and through their branches. Story |
| Exclusive: 2008 CD study -- Can you get a better yield on a CD online or through a traditional bank? It depends on what you're looking for. Story |
-- More Exclusive: 2008 CD study news
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| Exclusive: 2008 Credit Card Study |
| Budget can help tame runaway spending -- Creating a budget and sticking to it is the best way to turn the tide on runaway spending, says the Debt Adviser. Story |
| Swimming up a debt waterfall? Try this -- Small steps can give you the energy to tackle a big debt, says the Debt Adviser. Story |
| Strike back against unfair card issuer -- There are several ways to make life uncomfortable for a badly behaving card issuer, says the Debt Adviser. Story |
-- More Exclusive: 2008 Credit Card Study news
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| Exclusive: Passbook/Statement savings study 2008 |
| No records for this selection |
-- More Exclusive: Passbook/Statement savings study 2008 news
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| Fame & Fortune |
| Fame & Fortune: Wynton Marsalis -- Jazz musician and multiple Grammy winner says his most extravagant purchase is his kids' education. Story |
| Fame & Fortune: Steve Winwood -- This longtime rocker is surviving the music biz and still going strong with major label contracts and solo deals. Story |
| Fame & Fortune: Bobby Flay -- TV chef and restaurant owner has an appetite for mixing business with creativity. Story |
-- More Fame & Fortune news
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| Fame & Fortune (Use this) |
| No records for this selection |
-- More Fame & Fortune (Use this) news
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| Frugal U |
| Thrift-store bargains offer thrills -- Shopping at thrift stores enables this busy "mompreneur" to live a life of "riches." Story |
| Throwing a Halloween party -- Thrill your guests, young and old, with these budget-savvy party tips. Story |
| Healthy Halloween on a budget -- 10 cheap (and healthy) treats to fill the bags of the little ghosts and goblins. Story |
-- More Frugal U news
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| Home equity |
| Do math before merging HELOC, mortgage -- In some situations, it makes sense to combine a mortgage loan with a home equity line of credit. Story |
| Interest Rate Roundup -- Here are the latest interest rates and commentary on five common consumer banking products from Bankrate.com's weekly national survey of large banks and thrifts. Story |
| ID thieves are targeting home equity lines -- With identity theft on the rise, scammers are targeting homeowners with substantial equity in their homes. Story |
-- More Home equity news
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| Home improvement |
| 4 housing upgrades that don't pay -- Thinking of renovating? Here are four things to avoid if you may want to sell down the road. Story |
| Green interior design -- Save money by using green principles for interior design. Story |
| Green interior design -- Save money by using green principles for interior design. Story |
-- More Home improvement news
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| Insurance |
| Finding help with health care for your pet -- Medical care for pets can get very expensive, but there are programs and places that can help. Story |
| The new look of retirement -- Researcher Olivia S. Mitchell, Ph.D., discusses results from one the most comprehensive aging studies ever undertaken. Story |
| Is an HSA right for your family? -- A health savings account can provide big savings, but not if your family visits the doctor often. Story |
-- More Insurance news
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| Investing |
| Fame & Fortune: Wynton Marsalis -- Jazz musician and multiple Grammy winner says his most extravagant purchase is his kids' education. Story |
| Stock swoon creates chance to 'buy low' -- The stock market's recent struggles make now the perfect time to "buy low" and reap rewards later. Story |
| Target-date funds not a slam-dunk decision -- Some that sport a 2010 date are aggressively positioned, and they've been hammered relentlessly by the market. Story |
-- More Investing news
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| Money markets |
| No-penalty CDs: Good deal or not? -- If you want the safe haven of a CD and access to your money, make sure to shop for the best yields. Story |
| Will Fed rate cut affect money fund yields? -- In this volatile financial environment, it's anyone's guess how money market mutual fund yields will perform. Story |
| Don't wait until November to buy I bond -- The government's inflation-fighting savings bond could see its highest composite rate in three years. Story |
-- More Money markets news
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| Mortgage Matters Blog |
| Jumbo conforming, pig feeding -- The jumbo conforming is a hybrid mortgage available in more than 220 high-cost counties. Story |
| Get moving, jumbo conformers -- If you find the right lender, you might still have time to get your jumbo conforming paperwork moving through the pipeline. Story |
| Uncle Sam knows best? -- HUD has rejected paternalism, at a time when even some conservatives would like to see some paternalism. Story |
-- More Mortgage Matters Blog news
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| Mortgages |
| Do math before merging HELOC, mortgage -- In some situations, it makes sense to combine a mortgage loan with a home equity line of credit. Story |
| Interest Rate Roundup -- Here are the latest interest rates and commentary on five common consumer banking products from Bankrate.com's weekly national survey of large banks and thrifts. Story |
| Jumbo mortgage changes by county -- The jumbo conforming loan limits changed for hundreds of counties. Did yours? Story |
-- More Mortgages news
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| Online banking |
| 14 financial horror stories -- These crooks and scamsters can haunt your wallet any day of the year. Story |
| Phishing e-mails getting more sophisticated, targeted -- While the actual volume of phishing attacks has gone down, the number of unique phishing attacks has gone up. Story |
| Online tools can help manage money -- Combine social networking with budgeting tools and you get Web sites for those who want to follow their money. Story |
-- More Online banking news
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| Personal finance |
| Stress-free holiday shopping -- The crowds and the hassle need not ruin your holiday. Here are ways to make it fun. Story |
| How much is enough for retirement? -- When it comes to retirement, no nest egg is ever too big. But in the current economic climate many people are questioning if they can still afford to retire early, on time, or at all. Story |
| Finding help with health care for your pet -- Medical care for pets can get very expensive, but there are programs and places that can help. Story |
-- More Personal finance news
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| Plastic Rap Blog |
| Chase adds fee, ups minimum -- If you have a Chase card and have been carrying a sizable balance for more than two years, you can expect to be paying more each month. Story |
| Citi to raise APRs -- Citigroup cardholders who haven't had their rates raised in two to three years have a surprise in store for them -- higher interest rates! Story |
| Fed denies debt relief -- The Fed rejects a proposal that would have created a workout program for credit cardholders facing bankruptcy. Story |
-- More Plastic Rap Blog news
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| Rate Trend Index |
| Rate Trend Index -- Mortgages -- Each week, Bankrate.com surveys experts to gauge which way interest rates are headed on mortgages -- a vital tool if you're about to buy a home. Story |
| Rate Trend Index -- Mortgages -- Each week, Bankrate.com surveys experts to gauge which way interest rates are headed on mortgages -- a vital tool if you're about to buy a home. Story |
| Rate Trend Index -- Mortgages -- Each week, Bankrate.com surveys experts to gauge which way interest rates are headed on mortgages -- a vital tool if you're about to buy a home. Story |
-- More Rate Trend Index news
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| Real estate |
| Video: No-closing-cost mortgages -- Offers of no-closing-cost mortgages are not always what they seem. Story |
| How did home values fare in your area? -- Get the 3rd quarter results from National Association of Realtors national survey of existing home sales. Story |
| Is 'intentional foreclosure' ethical? -- A homeowner with an upside-down mortgage wonders if he can walk away and start over with a new home, says the Real Estate Adviser. Story |
-- More Real estate news
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| Retirement Channel |
| Video: Retirement planning in your 50s -- Ramp up savings by finding a good financial planner and taking advantage of catch-up contributions for retirement. Story |
| Medicare fraud risk grows for some -- Shady sales agents have put seniors at increased risk of falling victim to Medicare fraud. Story |
| Stock swoon creates chance to 'buy low' -- The stock market's recent struggles make now the perfect time to "buy low" and reap rewards later. Story |
-- More Retirement Channel news
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| Savings |
| Interest Rate Roundup -- Here are the latest interest rates and commentary on five common consumer banking products from Bankrate.com's weekly national survey of large banks and thrifts. Story |
| Stock swoon creates chance to 'buy low' -- The stock market's recent struggles make now the perfect time to "buy low" and reap rewards later. Story |
| Most CD earnings not tax-deferred -- Unless you hold CDs in a retirement account, earnings on these instruments usually are not tax-deferred. Story |
-- More Savings news
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| Small business |
| Business startup costs that shock new owners -- Small business owners share the nasty surprises they experienced, and experts explain how to minimize such costs. Story |
| 4 ways to make cash online -- If today's economy has left you in need of extra cash, use the Internet to bring home extra bacon. Story |
| 12 ways to make your house a cash cow -- Here are a dozen ways to turn your house into a money-making machine. Story |
-- More Small business news
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| Special reports |
| Understanding credit scores -- Understanding the factors that go into your credit score will help you manage it. Story |
| Small business tax breaks -- Being your own boss is great. And, in many cases, there even are tax advantages. Story |
| Sending out a tax SOS -- How to get tax help by phone, Internet or from a human being. Story |
-- More Special reports news
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| Taxes |
| Claiming tax-exempt status -- Even students and dependents are not exempt from income tax, says CPA George Saenz. Story |
| Deductible IRA income limits -- Income limits rule for spouses who want to contribute to a deductible IRA, says CPA George Saenz. Story |
| Deducting rental real estate losses -- Some of the losses from rental real estate can offset passive income, says CPA George Saenz. Story |
-- More Taxes news
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