SAFE & SOUND® STAR RATINGS™

Memorandum on findings

VISTA BANK TEXAS

1415 LOUISIANA STREET SUITE 400
HOUSTON, Texas 77002

STAR RATING: NR
Predictive Indicator NR
As of June 30, 2013
Federal Reserve System Identifier 99059


HOLDING COMPANY INFORMATION

(Based on data from the previous quarter.)

This bank is not owned by a holding company.

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