SAFE & SOUND® STAR RATINGS™

Memorandum on findings

FIRST NATIONAL BANK OF NEW YORK

538 BROADHOLLOW ROAD, SUITE 301
MELVILLE, New York 11747

STAR RATING: NR
Predictive Indicator NR
As of December 31, 2013
Federal Reserve System Identifier 3576337


HOLDING COMPANY INFORMATION

This bank is not owned by a holding company.

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