SAFE & SOUND® STAR RATINGS

Financial statement

BAILEYVILLE STATE BANK
611 NORTH 2ND
SENECA, Kansas 66538

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of September 30, 2014
Federal Reserve System Identifier 998750




Financial summary ($ in Thousands)
2014
9 months
2013
Year
2012
Year
Total Assets$40,630$40,184$38,547
Loans Receivable, Net23,68921,63020,448
Mortgage-Backed Securities4,3225,0013,472
Investments10,31111,49213,026
Deposits35,46632,43932,105
Borrowings1,3884,4882,427
Equity3,5833,1943,684
Net Interest Income9061,1521,270
Fee Income435648
Overhead7921,0451,041
Net Operating Income253150269
Net Income186144256
Ratio Analysis Profitability%%%
Return on Assets *0.520.370.67
Operating Return on Assets *0.690.390.70
Return on Equity *5.904.297.20
Net Interest Margin *3.103.093.44
Fee Income / Assets *0.150.140.13
Overhead / Assets *2.652.692.71
Efficiency Ratio77.8885.8779.77
Asset Quality%%%
Nonperforming Assets / Assets0.261.091.77
Nonperforming Assets / Equity & Loss Reserves2.7112.8116.98
Loss Reserves / Nonperforming Loans240.38383.0550.44
1-4 Fam Mtg + MBS / Assets24.6725.6522.35
Commercial Real Estate Loans / Assets2.222.001.42
Construction Loans / Assets3.284.354.31
Commercial & Industrial Loans / Assets10.2610.039.19
Consumer Loans / Assets2.252.152.71
Capitalization%%%
Equity / Assets8.827.959.56
Tangible Capital / Tangible Assets8.827.959.56
Risk-based Capital Ratio15.3415.1615.75
Liquidity%%%
Loans / Deposits66.7966.6863.69
Non-Interest Bearing Deposits / Deposits12.1112.3412.71
Purchased Liabilities4.2512.427.18

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us