Follow Us: Google+
 
Bankrate.com



SAFE & SOUND® STAR RATINGS

Financial statement

BAILEYVILLE STATE BANK
611 NORTH 2ND
SENECA, Kansas 66538

STAR RATING: 3 starstarstar
Predictive Indicator neutral
As of December 31, 2012
Federal Reserve System Identifier 998750




Financial summary ($ in Thousands)
2012
12 months
2011
Year
2010
Year
Total Assets$38,547$35,918$37,881
Loans Receivable, Net20,44821,06722,835
Mortgage-Backed Securities3,4723,4483,522
Investments13,0269,81710,179
Deposits32,10530,15731,715
Borrowings2,4272,2493,600
Equity3,6843,2952,462
Net Interest Income1,2701,3251,250
Fee Income485673
Overhead1,0411,0631,006
Net Operating Income26919164
Net Income256199119
Ratio Analysis Profitability%%%
Return on Assets *0.670.540.32
Operating Return on Assets *0.700.520.17
Return on Equity *7.206.624.61
Net Interest Margin *3.443.843.55
Fee Income / Assets *0.130.150.20
Overhead / Assets *2.712.902.73
Efficiency Ratio79.7776.4276.68
Asset Quality%%%
Nonperforming Assets / Assets1.771.071.89
Nonperforming Assets / Equity & Loss Reserves16.9810.7126.22
Loss Reserves / Nonperforming Loans50.441.471.20
1-4 Fam Mtg + MBS / Assets22.3522.1021.25
Commercial Real Estate Loans / Assets1.421.581.72
Construction Loans / Assets4.317.095.83
Commercial & Industrial Loans / Assets9.196.856.61
Consumer Loans / Assets2.712.872.82
Capitalization%%%
Equity / Assets9.569.176.50
Tangible Capital / Tangible Assets9.569.176.50
Risk-based Capital Ratio15.7514.2910.61
Liquidity%%%
Loans / Deposits63.6969.8672.00
Non-Interest Bearing Deposits / Deposits12.7111.769.79
Purchased Liabilities7.1812.6420.66

* Calculations are based on the latest four quarters of income and expense.
Modify Search
            Connect with us
advertisement
Most Read
  1. No more Social Security at 62?
  2. What TV homes cost in real life
  3. Bruce Willis' house for sale
  4. 5 frugal ways to expand living space
  5. What it takes to remodel kitchen
  6. Naughty things credit card won't buy
  7. Danny Bonaduce's house for rent
  8. 12 'meanest' cars for the environment
  9. 10 ways to turn off a homebuyer
  10. Top 10 states for foreclosure
CDs Overnight Averages
Product Yield +/- Last week
6 month CD
0.41% 0.41%
1 yr CD
0.62% 0.62%
5 yr CD
1.23% 1.23%
1 yr jumbo CD
0.65% 0.64%
Compare rates:
Don Taylorinvesting
Wall Street can be scary when investing for retirement. Here are ways to lower the risk.
advertisement
It may be getting easier for brokers to erase complaints in their records with regulators.
Partner Center
advertisement

Advertising Disclosure: Bankrate.com is an independent, advertising-supported comparison service. Bankrate may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.