Follow Us: Google+
 
Bankrate.com



SAFE & SOUND® STAR RATINGS

Financial statement

AUBURN STATE BANK
1212 J STREET
AUBURN, Nebraska 68305

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of December 31, 2012
Federal Reserve System Identifier 979151




Financial summary ($ in Thousands)
2012
12 months
2011
Year
2010
Year
Total Assets$99,147$88,014$84,040
Loans Receivable, Net52,72349,02549,377
Mortgage-Backed Securities6,95211,66313,449
Investments19,15716,34713,170
Deposits79,35868,49265,623
Borrowings1,6381,7331,343
Equity17,30317,08316,400
Net Interest Income3,0863,0943,045
Fee Income166237248
Overhead2,1592,0402,034
Net Operating Income1,2681,2231,328
Net Income9749471,013
Ratio Analysis Profitability%%%
Return on Assets *1.031.081.21
Operating Return on Assets *1.341.391.59
Return on Equity *5.635.646.30
Net Interest Margin *3.763.813.93
Fee Income / Assets *0.180.270.30
Overhead / Assets *2.282.332.44
Efficiency Ratio62.5658.7659.77
Asset Quality%%%
Nonperforming Assets / Assets0.910.110.21
Nonperforming Assets / Equity & Loss Reserves5.070.571.02
Loss Reserves / Nonperforming Loans46.941.031.07
1-4 Fam Mtg + MBS / Assets21.8029.1434.01
Commercial Real Estate Loans / Assets6.356.676.99
Construction Loans / Assets0.520.740.59
Commercial & Industrial Loans / Assets4.846.136.06
Consumer Loans / Assets3.324.665.03
Capitalization%%%
Equity / Assets17.4519.4119.51
Tangible Capital / Tangible Assets17.4519.4119.51
Risk-based Capital Ratio29.3931.4731.10
Liquidity%%%
Loans / Deposits66.4471.5875.24
Non-Interest Bearing Deposits / Deposits18.6214.0313.71
Purchased Liabilities2.9810.7710.43

* Calculations are based on the latest four quarters of income and expense.
Modify Search
            Connect with us
advertisement
Most Read
  1. No more Social Security at 62?
  2. What TV homes cost in real life
  3. Bruce Willis' house for sale
  4. 5 frugal ways to expand living space
  5. What it takes to remodel kitchen
  6. Naughty things credit card won't buy
  7. Danny Bonaduce's house for rent
  8. 12 'meanest' cars for the environment
  9. 10 ways to turn off a homebuyer
  10. Top 10 states for foreclosure
CDs Overnight Averages
Product Yield +/- Last week
6 month CD
0.41% 0.41%
1 yr CD
0.62% 0.62%
5 yr CD
1.23% 1.23%
1 yr jumbo CD
0.65% 0.64%
Compare rates:
Don Taylorinvesting
Wall Street can be scary when investing for retirement. Here are ways to lower the risk.
advertisement
It may be getting easier for brokers to erase complaints in their records with regulators.
Partner Center
advertisement

Advertising Disclosure: Bankrate.com is an independent, advertising-supported comparison service. Bankrate may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.