Follow Us: Google+
 
Bankrate.com



SAFE & SOUND® STAR RATINGS

Financial statement

FLUSHING SAVINGS BANK, FSB
144-51 NORTHERN BLVD.
FLUSHING, New York 11042

STAR RATING: 3 starstarstar
Predictive Indicator neutral
As of December 31, 2012
Federal Reserve System Identifier 959304




Financial summary ($ in Thousands)
2012
12 months
2011
Year
2010
Year
Total Assets$4,452,428$4,288,984$4,322,925
Loans Receivable, Net3,208,3283,213,8483,265,308
Mortgage-Backed Securities695,202749,854756,796
Investments199,07261,89546,656
Deposits3,031,3793,133,6923,180,222
Borrowings924,483658,828676,457
Equity451,190429,353405,988
Net Interest Income156,266154,538144,982
Fee Income1,0696,2761,986
Overhead79,71576,72869,426
Net Operating Income57,18257,41056,834
Net Income34,8378,1759,321
Ratio Analysis Profitability%%%
Return on Assets *0.800.800.94
Operating Return on Assets *1.321.331.34
Return on Equity *7.868.229.99
Net Interest Margin *3.763.783.59
Fee Income / Assets *0.020.150.05
Overhead / Assets *1.831.781.64
Efficiency Ratio50.2548484424
Asset Quality%%%
Nonperforming Assets / Assets2.302.812.63
Nonperforming Assets / Equity & Loss Reserves21.2126.2426.21
Loss Reserves / Nonperforming Loans33.210.940.85
1-4 Fam Mtg + MBS / Assets34.7239.2140.29
Commercial Real Estate Loans / Assets48.4748.8744.50
Construction Loans / Assets0.681.531.75
Commercial & Industrial Loans / Assets4.502.976.60
Consumer Loans / Assets0.010.010.01
Capitalization%%%
Equity / Assets10.1310.019.39
Tangible Capital / Tangible Assets9.849.699.07
Risk-based Capital Ratio15.4315.3214.34
Liquidity%%%
Loans / Deposits105.84102.56102.68
Non-Interest Bearing Deposits / Deposits5.21n/an/a
Purchased Liabilities32.8224.3422.98

* Calculations are based on the latest four quarters of income and expense.
Modify Search
            Connect with us
advertisement
Most Read
  1. 6 tips for successful yard sale
  2. Nick Nolte's house for sale
  3. Social Security traps to avoid
  4. 7 sedans for the young at heart
  5. 8 eerie ghost towns
  6. 10 cars for a midlife crisis
  7. 5 car models that lose value
  8. Headlight requirements by state
  9. Ali Landry's house for sale
  10. 9 gas-only, fuel-efficient cars
CDs Overnight Averages
Product Yield +/- Last week
6 month CD
0.45% 0.41%
1 yr CD
0.67% 0.63%
5 yr CD
1.24% 1.22%
1 yr jumbo CD
0.65% 0.65%
Compare rates:
Don Taylorinvesting
When it comes to your investments, take time to understand that tricky lingo.
advertisement
Home Depot reported increased sales over its closest rival Lowe's in earnings reports this week.
Partner Center
advertisement

Advertising Disclosure: Bankrate.com is an independent, advertising-supported comparison service. Bankrate may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.