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SAFE & SOUND® STAR RATINGS

Financial statement

ANSON BANK & TRUST CO.
211 SOUTH GREENE STREET
WADESBORO, North Carolina 28170

STAR RATING: 2 starstar
Predictive Indicator neutral
As of December 31, 2012
Federal Reserve System Identifier 802174




Financial summary ($ in Thousands)
2012
12 months
Total Assets$59,694
Loans Receivable, Net36,026
Mortgage-Backed Securities3,302
Investments3,948
Deposits50,985
Borrowings1,000
Equity6,138
Net Interest Income2,324
Fee Income214
Overhead3,376
Net Operating Income-639
Net Income-601
Ratio Analysis Profitability%
Return on Assets *-1.02
Operating Return on Assets *-1.08
Return on Equity *-8.92
Net Interest Margin *4.37
Fee Income / Assets *0.36
Overhead / Assets *5.71
Efficiency Ratio131.98
Asset Quality%
Nonperforming Assets / Assets2.86
Nonperforming Assets / Equity & Loss Reserves24.31
Loss Reserves / Nonperforming Loans254.94
1-4 Fam Mtg + MBS / Assets38.31
Commercial Real Estate Loans / Assets14.51
Construction Loans / Assets5.59
Commercial & Industrial Loans / Assets3.70
Consumer Loans / Assets1.51
Capitalization%
Equity / Assets10.28
Tangible Capital / Tangible Assets10.28
Risk-based Capital Ratio19.05
Liquidity%
Loans / Deposits70.66
Non-Interest Bearing Deposits / Deposits15.23
Purchased Liabilities11.68

* Calculations are based on the latest four quarters of income and expense.
Rating is for the quarter ending 12-31-2012; amended filings not reflected
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About this index
CDs Overnight Averages
Product Yield +/- Last week
6 month CD
0.45% 0.41%
1 yr CD
0.67% 0.63%
5 yr CD
1.24% 1.22%
1 yr jumbo CD
0.65% 0.65%
Compare rates:
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