Safe & Sound » Bank Ratings » AMERICAN NATIONAL BANK OF SIDNEY, THE


SAFE & SOUND® STAR RATINGS

AMERICAN NATIONAL BANK OF SIDNEY, THE

901 10TH
SIDNEY, Nebraska 69162

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of September 30, 2015
Federal Reserve System Identifier 718556




Financial summary ($ in Thousands)
2015
9 months
2014
Year
2013
Year
Total Assets$82,472$85,383$82,216
Loans Receivable, Net36,97432,67327,120
Mortgage-Backed Securities000
Investments27,25131,00932,666
Deposits63,58765,60765,836
Borrowings9,56310,8748,019
Equity9,2168,7918,246
Net Interest Income1,7172,1801,881
Fee Income97138159
Overhead1,4891,9081,844
Net Operating Income392535337
Net Income379517333
Ratio Analysis Profitability%%%
Return on Assets *0.650.600.39
Operating Return on Assets *0.670.620.40
Return on Equity *6.096.064.11
Net Interest Margin *2.842.622.32
Fee Income / Assets *0.150.160.19
Overhead / Assets *2.322.202.16
Efficiency Ratio78.0477.7284.55
Asset Quality%%%
Nonperforming Assets / Assets0.030.050.00
Nonperforming Assets / Equity & Loss Reserves0.250.430.04
Loss Reserves / Nonperforming Loans1487.50846.1510666.67
1-4 Fam Mtg + MBS / Assets4.413.923.10
Commercial Real Estate Loans / Assets5.403.502.29
Construction Loans / Assets0.671.540.66
Commercial & Industrial Loans / Assets7.175.785.68
Consumer Loans / Assets12.6010.518.56
Capitalization%%%
Equity / Assets11.1710.3010.03
Tangible Capital / Tangible Assets11.1710.3010.03
Risk-based Capital Ratio21.1921.5123.83
Liquidity%%%
Loans / Deposits58.1549.8041.19
Non-Interest Bearing Deposits / Deposits23.6127.7426.45
Purchased Liabilities14.9716.5614.46

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us