SAFE & SOUND® STAR RATINGS

Financial statement

ALLENDALE COUNTY BANK
200 SEVENTH STREET WEST
FAIRFAX, South Carolina 29827

STAR RATING: 2 starstar
Predictive Indicator neutral
As of December 31, 2013
Federal Reserve System Identifier 704326




Financial summary ($ in Thousands)
2013
12 months
2012
Year
2011
Year
Total Assets$54,505$56,170$54,301
Loans Receivable, Net24,65826,08225,040
Mortgage-Backed Securities000
Investments21,13321,17721,236
Deposits50,95552,57250,647
Borrowings000
Equity3,4463,4733,510
Net Interest Income2,0892,1582,307
Fee Income202167187
Overhead1,9221,8902,014
Net Operating Income101313
Net Income10513
Ratio Analysis Profitability%%%
Return on Assets *0.020.010.02
Operating Return on Assets *0.020.020.02
Return on Equity *0.290.140.37
Net Interest Margin *4.154.424.54
Fee Income / Assets *0.340.300.33
Overhead / Assets *3.263.343.52
Efficiency Ratio82.1779.6579.32
Asset Quality%%%
Nonperforming Assets / Assets2.421.140.63
Nonperforming Assets / Equity & Loss Reserves32.5515.718.34
Loss Reserves / Nonperforming Loans56.6693.752.40
1-4 Fam Mtg + MBS / Assets6.577.867.35
Commercial Real Estate Loans / Assets2.163.243.51
Construction Loans / Assets0.000.000.00
Commercial & Industrial Loans / Assets9.801.671.66
Consumer Loans / Assets27.3733.8933.82
Capitalization%%%
Equity / Assets6.326.186.46
Tangible Capital / Tangible Assets6.326.186.46
Risk-based Capital Ratio11.4712.2512.17
Liquidity%%%
Loans / Deposits48.3949.6149.44
Non-Interest Bearing Deposits / Deposits22.5622.9621.95
Purchased Liabilities0.000.0023.78

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us