Safe & Sound » Bank Ratings » COMPASS BANK


SAFE & SOUND® STAR RATINGS

COMPASS BANK

15 SOUTH 20TH STREET
BIRMINGHAM, Alabama 35233

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of December 31, 2015
Federal Reserve System Identifier 697633




Financial summary ($ in Thousands)
2015
12 months
2014
Year
2013
Year
Total Assets$85,426,845$79,624,593$71,737,435
Loans Receivable, Net60,631,99356,841,55950,113,406
Mortgage-Backed Securities7,399,4657,036,4657,136,178
Investments4,370,1884,048,8342,174,666
Deposits66,265,76361,357,47354,591,332
Borrowings3,939,8073,984,1333,622,624
Equity12,072,90411,743,66911,254,464
Net Interest Income2,028,5571,995,5322,055,427
Fee Income306,460317,025298,658
Overhead1,991,8712,035,0612,064,738
Net Operating Income640,906600,529607,842
Net Income478,174438,303432,035
Ratio Analysis Profitability%%%
Return on Assets *0.570.580.62
Operating Return on Assets *0.770.790.87
Return on Equity *3.983.773.88
Net Interest Margin *2.732.953.39
Fee Income / Assets *0.370.420.43
Overhead / Assets *2.392.682.95
Efficiency Ratio72.5375.6875.01
Asset Quality%%%
Nonperforming Assets / Assets0.580.520.75
Nonperforming Assets / Equity & Loss Reserves3.853.304.48
Loss Reserves / Nonperforming Loans178.45204.22156.13
1-4 Fam Mtg + MBS / Assets29.0430.7132.53
Commercial Real Estate Loans / Assets12.2412.4012.90
Construction Loans / Assets2.762.712.43
Commercial & Industrial Loans / Assets22.1322.1320.85
Consumer Loans / Assets5.915.204.58
Capitalization%%%
Equity / Assets14.1314.7515.69
Tangible Capital / Tangible Assets8.668.859.22
Risk-based Capital Ratio13.1412.3713.23
Liquidity%%%
Loans / Deposits91.5092.6491.80
Non-Interest Bearing Deposits / Deposits29.3128.0228.25
Purchased Liabilities15.5615.9916.80

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us