Safe & Sound » Bank Ratings » ANNA STATE BANK


SAFE & SOUND® STAR RATINGS

ANNA STATE BANK

100 EAST VIENNA STREET
ANNA, Illinois 62906

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of September 30, 2014
Federal Reserve System Identifier 691743




Financial summary ($ in Thousands)
2014
9 months
2013
Year
2012
Year
Total Assets$72,905$67,706$69,485
Loans Receivable, Net35,51833,69134,423
Mortgage-Backed Securities000
Investments31,95326,32427,700
Deposits61,71057,26459,233
Borrowings000
Equity11,08910,40210,122
Net Interest Income1,6402,1882,202
Fee Income115158195
Overhead1,1571,5571,611
Net Operating Income664878886
Net Income503714689
Ratio Analysis Profitability%%%
Return on Assets *0.981.050.97
Operating Return on Assets *1.181.291.25
Return on Equity *6.446.946.98
Net Interest Margin *3.313.493.31
Fee Income / Assets *0.220.230.27
Overhead / Assets *2.262.282.27
Efficiency Ratio63.5463.9464.52
Asset Quality%%%
Nonperforming Assets / Assets0.660.590.87
Nonperforming Assets / Equity & Loss Reserves4.243.705.80
Loss Reserves / Nonperforming Loans69.5184.1355.85
1-4 Fam Mtg + MBS / Assets27.4527.7826.32
Commercial Real Estate Loans / Assets10.3510.599.55
Construction Loans / Assets0.320.561.28
Commercial & Industrial Loans / Assets2.012.082.88
Consumer Loans / Assets2.803.103.68
Capitalization%%%
Equity / Assets15.2115.3614.57
Tangible Capital / Tangible Assets15.2115.3614.57
Risk-based Capital Ratio32.0832.3429.46
Liquidity%%%
Loans / Deposits57.5658.8358.11
Non-Interest Bearing Deposits / Deposits23.0024.4024.62
Purchased Liabilities4.721.672.20

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us