SAFE & SOUND® STAR RATINGS

Financial statement

ANNA STATE BANK
100 EAST VIENNA STREET
ANNA, Illinois 62906

STAR RATING: 5 starstarstarstarstar
Predictive Indicator neutral
As of March 31, 2014
Federal Reserve System Identifier 691743




Financial summary ($ in Thousands)
2014
3 months
2013
Year
2012
Year
Total Assets$70,917$67,706$69,485
Loans Receivable, Net34,87533,69134,423
Mortgage-Backed Securities000
Investments27,73326,32427,700
Deposits60,15257,26459,233
Borrowings000
Equity10,67110,40210,122
Net Interest Income5372,1882,202
Fee Income39158195
Overhead3921,5571,611
Net Operating Income211878886
Net Income172714689
Ratio Analysis Profitability%%%
Return on Assets *1.021.050.97
Operating Return on Assets *1.241.291.25
Return on Equity *6.736.946.98
Net Interest Margin *3.453.493.31
Fee Income / Assets *0.230.230.27
Overhead / Assets *2.292.282.27
Efficiency Ratio65.0163.9464.52
Asset Quality%%%
Nonperforming Assets / Assets0.330.590.87
Nonperforming Assets / Equity & Loss Reserves2.133.705.80
Loss Reserves / Nonperforming Loans143.1684.1355.85
1-4 Fam Mtg + MBS / Assets27.6127.7826.32
Commercial Real Estate Loans / Assets10.2110.599.55
Construction Loans / Assets0.730.561.28
Commercial & Industrial Loans / Assets2.032.082.88
Consumer Loans / Assets2.953.103.68
Capitalization%%%
Equity / Assets15.0515.3614.57
Tangible Capital / Tangible Assets15.0515.3614.57
Risk-based Capital Ratio31.7432.3429.46
Liquidity%%%
Loans / Deposits57.9858.8358.11
Non-Interest Bearing Deposits / Deposits25.4724.4024.62
Purchased Liabilities2.921.672.20

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us