SAFE & SOUND® STAR RATINGS

Financial statement

ATLANTA NATIONAL BANK, THE
105 SOUTHWEST CHURCH STREET
ATLANTA, Illinois 61723

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of March 31, 2014
Federal Reserve System Identifier 672238




Financial summary ($ in Thousands)
2014
3 months
2013
Year
2012
Year
Total Assets$63,107$63,505$61,016
Loans Receivable, Net14,24115,29914,666
Mortgage-Backed Securities15,09715,97116,671
Investments29,74628,87125,614
Deposits52,28850,23848,792
Borrowings3,7296,3834,622
Equity6,8856,6987,025
Net Interest Income3661,4281,392
Fee Income199195
Overhead3401,2161,383
Net Operating Income80543448
Net Income74494413
Ratio Analysis Profitability%%%
Return on Assets *0.710.780.68
Operating Return on Assets *0.780.850.74
Return on Equity *6.657.195.85
Net Interest Margin *2.402.362.47
Fee Income / Assets *0.140.140.16
Overhead / Assets *1.941.912.27
Efficiency Ratio80.9571.9182.67
Asset Quality%%%
Nonperforming Assets / Assets0.000.000.00
Nonperforming Assets / Equity & Loss Reserves0.030.000.00
Loss Reserves / Nonperforming Loans5800.00n/an/a
1-4 Fam Mtg + MBS / Assets30.3031.4333.53
Commercial Real Estate Loans / Assets2.672.632.61
Construction Loans / Assets0.220.330.13
Commercial & Industrial Loans / Assets1.411.331.80
Consumer Loans / Assets4.884.855.03
Capitalization%%%
Equity / Assets10.9110.5511.51
Tangible Capital / Tangible Assets10.9110.5511.51
Risk-based Capital Ratio29.1928.3829.09
Liquidity%%%
Loans / Deposits27.2430.4530.06
Non-Interest Bearing Deposits / Deposits18.7918.7516.61
Purchased Liabilities7.2711.548.99

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us