Safe & Sound » Bank Ratings » ATLANTA NATIONAL BANK, THE


SAFE & SOUND® STAR RATINGS

ATLANTA NATIONAL BANK, THE

105 SOUTHWEST CHURCH STREET
ATLATNA, Illinois 61723

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of March 31, 2015
Federal Reserve System Identifier 672238




Financial summary ($ in Thousands)
2015
3 months
2014
Year
2013
Year
Total Assets$58,119$60,752$63,505
Loans Receivable, Net15,44515,78815,299
Mortgage-Backed Securities10,45712,06515,971
Investments28,88624,99028,871
Deposits49,67149,00750,238
Borrowings8354,0966,383
Equity7,2777,1846,698
Net Interest Income3421,5061,428
Fee Income249591
Overhead3491,3611,216
Net Operating Income83424543
Net Income77388494
Ratio Analysis Profitability%%%
Return on Assets *0.630.620.78
Operating Return on Assets *0.690.670.85
Return on Equity *5.425.457.19
Net Interest Margin *2.582.562.36
Fee Income / Assets *0.160.150.14
Overhead / Assets *2.212.171.91
Efficiency Ratio88.8077.2971.91
Asset Quality%%%
Nonperforming Assets / Assets0.230.170.00
Nonperforming Assets / Equity & Loss Reserves1.841.430.00
Loss Reserves / Nonperforming Loans90.44107.69n/a
1-4 Fam Mtg + MBS / Assets25.7127.1231.43
Commercial Real Estate Loans / Assets2.732.652.63
Construction Loans / Assets0.720.640.33
Commercial & Industrial Loans / Assets2.162.141.33
Consumer Loans / Assets4.103.854.85
Capitalization%%%
Equity / Assets12.5211.8310.55
Tangible Capital / Tangible Assets12.5211.8310.55
Risk-based Capital Ratio30.9029.8228.38
Liquidity%%%
Loans / Deposits31.0932.2230.45
Non-Interest Bearing Deposits / Deposits19.4020.4218.75
Purchased Liabilities4.598.8411.54

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us