SAFE & SOUND® STAR RATINGS

Financial statement

ATLANTA NATIONAL BANK, THE
105 SOUTHWEST CHURCH STREET
ATLATNA, Illinois 61723

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of September 30, 2014
Federal Reserve System Identifier 672238




Financial summary ($ in Thousands)
2014
9 months
2013
Year
2012
Year
Total Assets$61,189$63,505$61,016
Loans Receivable, Net16,00515,29914,666
Mortgage-Backed Securities12,83515,97116,671
Investments29,10628,87125,614
Deposits49,32850,23848,792
Borrowings4,2456,3834,622
Equity7,2796,6987,025
Net Interest Income1,1391,4281,392
Fee Income679195
Overhead9931,2161,383
Net Operating Income343543448
Net Income314494413
Ratio Analysis Profitability%%%
Return on Assets *0.660.780.68
Operating Return on Assets *0.720.850.74
Return on Equity *5.897.195.85
Net Interest Margin *2.522.362.47
Fee Income / Assets *0.140.140.16
Overhead / Assets *2.131.912.27
Efficiency Ratio75.8671.9182.67
Asset Quality%%%
Nonperforming Assets / Assets0.240.000.00
Nonperforming Assets / Equity & Loss Reserves1.950.000.00
Loss Reserves / Nonperforming Loans93.65n/an/a
1-4 Fam Mtg + MBS / Assets28.1131.4333.53
Commercial Real Estate Loans / Assets2.672.632.61
Construction Loans / Assets0.600.330.13
Commercial & Industrial Loans / Assets2.541.331.80
Consumer Loans / Assets4.244.855.03
Capitalization%%%
Equity / Assets11.9010.5511.51
Tangible Capital / Tangible Assets11.9010.5511.51
Risk-based Capital Ratio28.9328.3829.09
Liquidity%%%
Loans / Deposits32.4530.4530.06
Non-Interest Bearing Deposits / Deposits17.2218.7516.61
Purchased Liabilities9.1411.548.99

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us