SAFE & SOUND® STAR RATINGS

Financial statement

ANGELINA SAVINGS BANK, SSB
1721 TULANE DRIVE
LUFKIN, Texas 75901

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of March 31, 2014
Federal Reserve System Identifier 660879




Financial summary ($ in Thousands)
2014
3 months
2013
Year
2012
Year
Total Assets$59,745$57,694$54,678
Loans Receivable, Net31,47530,78129,267
Mortgage-Backed Securities7681117
Investments296296451
Deposits53,98952,05349,049
Borrowings000
Equity5,5085,4235,316
Net Interest Income5122,0121,499
Fee Income79299230
Overhead5072,0211,444
Net Operating Income130473346
Net Income85312230
Ratio Analysis Profitability%%%
Return on Assets *0.560.550.58
Operating Return on Assets *0.850.830.88
Return on Equity *5.885.725.73
Net Interest Margin *3.703.713.99
Fee Income / Assets *0.530.530.62
Overhead / Assets *3.593.553.62
Efficiency Ratio79.8481.3980.45
Asset Quality%%%
Nonperforming Assets / Assets0.040.120.10
Nonperforming Assets / Equity & Loss Reserves0.421.270.98
Loss Reserves / Nonperforming Loans650.00222.54324.07
1-4 Fam Mtg + MBS / Assets22.5422.7622.85
Commercial Real Estate Loans / Assets5.265.576.44
Construction Loans / Assets4.093.953.23
Commercial & Industrial Loans / Assets7.056.345.43
Consumer Loans / Assets14.1215.0015.81
Capitalization%%%
Equity / Assets9.229.409.72
Tangible Capital / Tangible Assets9.199.379.69
Risk-based Capital Ratio21.9822.0122.28
Liquidity%%%
Loans / Deposits58.3059.1359.67
Non-Interest Bearing Deposits / Deposits19.9116.9119.87
Purchased Liabilities0.700.400.76

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us