Safe & Sound » Bank Ratings » ANCHOR STATE BANK


SAFE & SOUND® STAR RATINGS

ANCHOR STATE BANK

246 2ND STREET
ANCHOR, Illinois 61720

STAR RATING: 3 starstarstar
Predictive Indicator neutral
As of September 30, 2015
Federal Reserve System Identifier 655530




Financial summary ($ in Thousands)
2015
9 months
2014
Year
2013
Year
Total Assets$15,157$14,948$15,752
Loans Receivable, Net5,3875,2566,425
Mortgage-Backed Securities000
Investments2,0003,4653,858
Deposits13,67613,52314,429
Borrowings000
Equity1,4641,4021,294
Net Interest Income281388375
Fee Income788
Overhead261377369
Net Operating Income373331
Net Income373331
Ratio Analysis Profitability%%%
Return on Assets *0.290.210.19
Operating Return on Assets *0.290.210.19
Return on Equity *3.002.412.36
Net Interest Margin *2.782.732.50
Fee Income / Assets *0.070.050.05
Overhead / Assets *2.432.392.27
Efficiency Ratio85.2991.9592.25
Asset Quality%%%
Nonperforming Assets / Assets1.201.241.20
Nonperforming Assets / Equity & Loss Reserves11.4712.2013.41
Loss Reserves / Nonperforming Loans67.5862.1660.85
1-4 Fam Mtg + MBS / Assets2.494.824.82
Commercial Real Estate Loans / Assets1.290.625.09
Construction Loans / Assets2.422.112.10
Commercial & Industrial Loans / Assets6.163.045.05
Consumer Loans / Assets1.341.101.95
Capitalization%%%
Equity / Assets9.669.388.21
Tangible Capital / Tangible Assets9.669.388.21
Risk-based Capital Ratio22.8622.7819.16
Liquidity%%%
Loans / Deposits39.3938.8744.53
Non-Interest Bearing Deposits / Deposits16.7217.5923.09
Purchased Liabilities0.000.000.00

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us