SAFE & SOUND® STAR RATINGS

Financial statement

BANK 21
ONE WEST WASHINGTON
CARROLLTON, Missouri 64014

STAR RATING: 4 starstarstarstar G
Predictive Indicator neutral
As of December 31, 2013
Federal Reserve System Identifier 634544




Financial summary ($ in Thousands)
2013
12 months
2012
Year
2011
Year
Total Assets$89,229$57,183$52,720
Loans Receivable, Net54,55629,84427,419
Mortgage-Backed Securities6068322
Investments26,65913,86515,151
Deposits80,47451,43846,178
Borrowings24601,180
Equity8,3195,6105,220
Net Interest Income2,0411,8341,875
Fee Income293256278
Overhead2,2571,9652,014
Net Operating Income368380123
Net Income368380123
Ratio Analysis Profitability%%%
Return on Assets *0.530.690.22
Operating Return on Assets *0.530.690.22
Return on Equity *5.867.022.29
Net Interest Margin *3.303.633.77
Fee Income / Assets *0.420.460.51
Overhead / Assets *3.273.573.69
Efficiency Ratio85.5682.6083.95
Asset Quality%%%
Nonperforming Assets / Assets0.130.001.66
Nonperforming Assets / Equity & Loss Reserves1.260.0015.04
Loss Reserves / Nonperforming Loans779.81n/a2.16
1-4 Fam Mtg + MBS / Assets21.9420.3714.91
Commercial Real Estate Loans / Assets6.818.379.62
Construction Loans / Assets1.611.590.74
Commercial & Industrial Loans / Assets13.3212.2318.74
Consumer Loans / Assets1.491.552.13
Capitalization%%%
Equity / Assets9.329.819.90
Tangible Capital / Tangible Assets8.939.819.89
Risk-based Capital Ratio15.4017.4817.34
Liquidity%%%
Loans / Deposits67.7958.0259.38
Non-Interest Bearing Deposits / Deposits22.0521.6418.44
Purchased Liabilities1.892.5612.62

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us