SAFE & SOUND® STAR RATINGS
Financial statement
ALMA EXCHANGE BANK & TRUST
501 WEST 12TH STREET
ALMA, Georgia 31510
STAR RATING: 1

Predictive Indicator neutral
As of December 31, 2012
Federal Reserve System Identifier 6039
Financial summary ($ in Thousands)
| |
| $82,330 | $89,447 | $80,103 |
| 50,611 | 50,986 | 56,544 |
| 159 | 198 | 202 |
| 4,811 | 3,532 | 3,466 |
| 73,432 | 80,415 | 71,123 |
| 0 | 0 | 0 |
| 8,741 | 8,730 | 8,700 |
| 2,891 | 2,806 | 2,960 |
| 538 | 558 | 717 |
| 2,784 | 2,958 | 2,703 |
| 0 | 2 | 250 |
| 24 | 39 | 206 |
|
| 0.03 | 0.04 | 0.25 |
| 0.00 | 0.00 | 0.30 |
| 0.28 | 0.44 | 2.36 |
| 3.84 | 3.69 | 4.07 |
| 0.63 | 0.65 | 0.88 |
| 3.27 | 3.47 | 3.30 |
| 83.1 | 94.29 | 72.96 |
|
| 11.54 | 9.96 | 6.55 |
| 94.65 | 90.24 | 52.93 |
| 19.34 | 2.25 | 2.15 |
7.51 | 8.20 | 10.26 | | 25.00 | 25.05 | 24.54 |
| 2.18 | 2.93 | 6.81 |
| 8.67 | 6.76 | 10.90 |
4.38 | 4.18 | 5.68 | |
| 10.62 | 9.76 | 10.86 |
| 10.62 | 9.76 | 10.86 |
| 16.00 | 16.13 | 15.43 |
|
| 68.92 | 63.40 | 79.50 |
| 26.52 | 27.49 | 14.05 |
| 1.71 | 11.83 | 13.93 |
* Calculations are based on the latest four quarters of income and expense.