SAFE & SOUND® STAR RATINGS

Financial statement

BANK OF ASH GROVE
HIGHWAY 160 AND WEBSTER STREET
ASH GROVE, Missouri 65604

STAR RATING: 3 starstarstar
Predictive Indicator neutral
As of September 30, 2014
Federal Reserve System Identifier 568443




Financial summary ($ in Thousands)
2014
9 months
2013
Year
2012
Year
Total Assets$71,040$70,919$74,025
Loans Receivable, Net38,28127,01327,782
Mortgage-Backed Securities000
Investments20,49329,46127,350
Deposits60,65358,51261,470
Borrowings000
Equity8,96812,19911,980
Net Interest Income4272,1222,314
Fee Income29123137
Overhead3471,3021,215
Net Operating Income1471,0291,236
Net Income147836971
Ratio Analysis Profitability%%%
Return on Assets *0.471.131.24
Operating Return on Assets *0.531.401.58
Return on Equity *3.536.955.89
Net Interest Margin *1.423.083.12
Fee Income / Assets *0.080.170.18
Overhead / Assets *0.941.771.55
Efficiency Ratio72.4455.7648.12
Asset Quality%%%
Nonperforming Assets / Assets1.331.631.67
Nonperforming Assets / Equity & Loss Reserves10.509.139.93
Loss Reserves / Nonperforming Loans5.5990.8577.93
1-4 Fam Mtg + MBS / Assets15.7415.3315.14
Commercial Real Estate Loans / Assets13.494.744.80
Construction Loans / Assets0.020.260.14
Commercial & Industrial Loans / Assets13.1711.9611.93
Consumer Loans / Assets0.850.710.75
Capitalization%%%
Equity / Assets12.6217.2016.18
Tangible Capital / Tangible Assets8.6017.2016.18
Risk-based Capital Ratio12.8835.7033.69
Liquidity%%%
Loans / Deposits63.1146.1745.20
Non-Interest Bearing Deposits / Deposits15.0112.7311.63
Purchased Liabilities4.055.185.51

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us