Safe & Sound » Bank Ratings » BANK @LANTEC


SAFE & SOUND® STAR RATINGS

BANK @LANTEC


VIRGINIA BEACH, Virginia 23452

STAR RATING: 3 starstarstar
Predictive Indicator neutral
As of September 30, 2014
Federal Reserve System Identifier 546384




Financial summary ($ in Thousands)
2014
9 months
2013
Year
2012
Year
Total Assets$109,845$95,537$102,065
Loans Receivable, Net87,19575,48270,389
Mortgage-Backed Securities10,3007,10714,817
Investments000
Deposits79,47577,82984,365
Borrowings17,2504,7504,750
Equity12,32512,23612,268
Net Interest Income2,5083,0162,999
Fee Income105141140
Overhead2,6323,4803,458
Net Operating Income165266451
Net Income102173269
Ratio Analysis Profitability%%%
Return on Assets *0.090.170.26
Operating Return on Assets *0.130.270.44
Return on Equity *0.711.412.21
Net Interest Margin *3.463.363.16
Fee Income / Assets *0.140.140.14
Overhead / Assets *3.493.523.35
Efficiency Ratio94.1095.5586.51
Asset Quality%%%
Nonperforming Assets / Assets1.361.711.53
Nonperforming Assets / Equity & Loss Reserves11.5312.6612.05
Loss Reserves / Nonperforming Loans59.1955.3267.55
1-4 Fam Mtg + MBS / Assets64.0859.7158.61
Commercial Real Estate Loans / Assets22.2423.4521.93
Construction Loans / Assets0.950.870.95
Commercial & Industrial Loans / Assets1.242.141.62
Consumer Loans / Assets0.830.971.03
Capitalization%%%
Equity / Assets11.2212.8112.02
Tangible Capital / Tangible Assets11.2212.8112.02
Risk-based Capital Ratio16.1617.1817.34
Liquidity%%%
Loans / Deposits109.7196.9883.43
Non-Interest Bearing Deposits / Deposits8.868.557.65
Purchased Liabilities17.376.416.66

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us