Safe & Sound » Bank Ratings » AMERICAN BANK, NATIONAL ASSOCIATION


SAFE & SOUND® STAR RATINGS

AMERICAN BANK, NATIONAL ASSOCIATION

2707 WEST NORTHWEST HIGHWAY
DALLAS, Texas 75220

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of September 30, 2015
Federal Reserve System Identifier 494654




Financial summary ($ in Thousands)
2015
9 months
2014
Year
2013
Year
Total Assets$58,052$62,024$50,536
Loans Receivable, Net27,65822,85412,238
Mortgage-Backed Securities13,88019,60617,383
Investments7,9049,91015,075
Deposits52,72757,33546,813
Borrowings000
Equity5,0014,4863,530
Net Interest Income2,9262,6871,781
Fee Income498186
Overhead1,4131,6401,417
Net Operating Income742394147
Net Income49126096
Ratio Analysis Profitability%%%
Return on Assets *0.900.470.19
Operating Return on Assets *1.360.700.29
Return on Equity *11.816.232.40
Net Interest Margin *6.615.103.80
Fee Income / Assets *0.110.140.17
Overhead / Assets *3.032.932.81
Efficiency Ratio47.3058.9775.41
Asset Quality%%%
Nonperforming Assets / Assets0.000.170.04
Nonperforming Assets / Equity & Loss Reserves0.002.030.49
Loss Reserves / Nonperforming Loansn/a576.701657.89
1-4 Fam Mtg + MBS / Assets25.2933.0235.30
Commercial Real Estate Loans / Assets1.200.340.47
Construction Loans / Assets0.900.000.04
Commercial & Industrial Loans / Assets0.993.154.52
Consumer Loans / Assets44.6532.9019.69
Capitalization%%%
Equity / Assets8.617.236.99
Tangible Capital / Tangible Assets8.617.236.99
Risk-based Capital Ratio16.2015.1419.29
Liquidity%%%
Loans / Deposits52.4639.8626.14
Non-Interest Bearing Deposits / Deposits19.7521.6018.82
Purchased Liabilities24.4126.4232.02

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us