SAFE & SOUND® STAR RATINGS

Financial statement

AMERICAN BANK, NATIONAL ASSOCIATION
2707 WEST NORTHWEST HIGHWAY
DALLAS, Texas 75220

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of June 30, 2014
Federal Reserve System Identifier 494654




Financial summary ($ in Thousands)
2014
6 months
2013
Year
2012
Year
Total Assets$52,063$50,536$49,066
Loans Receivable, Net16,28412,2389,319
Mortgage-Backed Securities16,27917,38321,415
Investments10,74215,07513,856
Deposits47,70846,81343,930
Borrowings000
Equity4,1053,5304,883
Net Interest Income1,1231,7811,339
Fee Income368666
Overhead7631,4171,308
Net Operating Income15814782
Net Income1049654
Ratio Analysis Profitability%%%
Return on Assets *0.340.190.11
Operating Return on Assets *0.520.290.17
Return on Equity *4.712.401.14
Net Interest Margin *4.313.802.89
Fee Income / Assets *0.150.170.13
Overhead / Assets *2.832.812.66
Efficiency Ratio65.4975.4192.05
Asset Quality%%%
Nonperforming Assets / Assets0.010.040.07
Nonperforming Assets / Equity & Loss Reserves0.070.490.67
Loss Reserves / Nonperforming Loans14300.001657.89514.71
1-4 Fam Mtg + MBS / Assets32.6835.3044.45
Commercial Real Estate Loans / Assets1.480.470.41
Construction Loans / Assets0.000.040.01
Commercial & Industrial Loans / Assets3.074.522.90
Consumer Loans / Assets26.1319.6915.15
Capitalization%%%
Equity / Assets7.886.999.95
Tangible Capital / Tangible Assets7.886.999.95
Risk-based Capital Ratio18.9419.2921.62
Liquidity%%%
Loans / Deposits34.1326.1421.21
Non-Interest Bearing Deposits / Deposits14.7818.8221.96
Purchased Liabilities30.9832.0220.10

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us