Follow Us: Google+
 
Bankrate.com



SAFE & SOUND® STAR RATINGS

Financial statement

AMERICAN BANK, NATIONAL ASSOCIATION
2707 WEST NORTHWEST HIGHWAY
DALLAS, Texas 75220

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of December 31, 2012
Federal Reserve System Identifier 494654




Financial summary ($ in Thousands)
2012
12 months
2011
Year
2010
Year
Total Assets$49,066$49,658$39,399
Loans Receivable, Net9,3195,7229,391
Mortgage-Backed Securities21,41529,63717,601
Investments13,8568,6036,268
Deposits43,93044,99735,062
Borrowings000
Equity4,8834,5494,231
Net Interest Income1,3391,0061,049
Fee Income667076
Overhead1,3081,2031,421
Net Operating Income82-82-141
Net Income54-54-73
Ratio Analysis Profitability%%%
Return on Assets *0.11-0.12-0.22
Operating Return on Assets *0.17-0.18-0.44
Return on Equity *1.14-1.20-1.65
Net Interest Margin *2.892.393.59
Fee Income / Assets *0.130.160.24
Overhead / Assets *2.662.714.45
Efficiency Ratio92.05110.37123.03
Asset Quality%%%
Nonperforming Assets / Assets0.070.000.00
Nonperforming Assets / Equity & Loss Reserves0.670.000.00
Loss Reserves / Nonperforming Loans514.712.991.96
1-4 Fam Mtg + MBS / Assets44.4560.9047.37
Commercial Real Estate Loans / Assets0.410.651.64
Construction Loans / Assets0.010.210.48
Commercial & Industrial Loans / Assets2.901.948.89
Consumer Loans / Assets15.157.9010.12
Capitalization%%%
Equity / Assets9.959.1610.74
Tangible Capital / Tangible Assets9.959.1610.74
Risk-based Capital Ratio21.6225.1819.13
Liquidity%%%
Loans / Deposits21.2112.7226.78
Non-Interest Bearing Deposits / Deposits21.9613.3715.00
Purchased Liabilities20.1046.7245.89

* Calculations are based on the latest four quarters of income and expense.
Modify Search
            Connect with us
advertisement
Most Read
  1. Beach towns with bargain homes
  2. 6 tips for successful yard sale
  3. Nick Nolte's house for sale
  4. 5 costliest tickets for car insurance
  5. 7 sedans for the young at heart
  6. 5 car models that lose value
  7. Ali Landry's house for sale
  8. Headlight requirements by state
  9. 9 gas-only, fuel-efficient cars
  10. 8 eerie ghost towns
CDs Overnight Averages
Product Yield +/- Last week
6 month CD
0.45% 0.41%
1 yr CD
0.67% 0.62%
5 yr CD
1.24% 1.22%
1 yr jumbo CD
0.65% 0.65%
Compare rates:
Don Taylorinvesting
The good news is you're inheriting $500 million. The bad news is you need to hold onto it.
advertisement
Home Depot reported increased sales over its closest rival Lowe's in earnings reports this week.
Partner Center
advertisement

Advertising Disclosure: Bankrate.com is an independent, advertising-supported comparison service. Bankrate may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.