SAFE & SOUND® STAR RATINGS

Financial statement

ABBEVILLE FIRST BANK
205 SOUTH MAIN STREET
ABBEVILLE, South Carolina 29620

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of December 31, 2013
Federal Reserve System Identifier 416272




Financial summary ($ in Thousands)
2013
12 months
2012
Year
Total Assets$67,842$71,423
Loans Receivable, Net34,70734,888
Mortgage-Backed Securities9,25313,239
Investments15,33813,563
Deposits50,94953,520
Borrowings10,15010,600
Equity6,5196,848
Net Interest Income2,3262,290
Fee Income6065
Overhead2,1521,978
Net Operating Income395415
Net Income395414
Ratio Analysis Profitability%%
Return on Assets *0.570.55
Operating Return on Assets *0.570.55
Return on Equity *5.946.32
Net Interest Margin *3.703.39
Fee Income / Assets *0.090.09
Overhead / Assets *3.092.62
Efficiency Ratio87.3086.45
Asset Quality%%
Nonperforming Assets / Assets2.043.64
Nonperforming Assets / Equity & Loss Reserves19.4934.25
Loss Reserves / Nonperforming Loans87.9847.47
1-4 Fam Mtg + MBS / Assets53.2357.48
Commercial Real Estate Loans / Assets9.338.71
Construction Loans / Assets2.051.09
Commercial & Industrial Loans / Assets0.150.09
Consumer Loans / Assets0.911.04
Capitalization%%
Equity / Assets9.619.59
Tangible Capital / Tangible Assets9.619.59
Risk-based Capital Ratio19.4418.96
Liquidity%%
Loans / Deposits68.1265.19
Non-Interest Bearing Deposits / Deposits3.843.05
Purchased Liabilities17.1719.01

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us