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SAFE & SOUND® STAR RATINGS

Financial statement

AMERICAN UNION SAVINGS AND LOAN ASSOCIATION, S.B.
2601 WEST DIVISION STREET
CHICAGO, Illinois 60622

STAR RATING: 3 starstarstar
Predictive Indicator neutral
As of December 31, 2012
Federal Reserve System Identifier 365875




Financial summary ($ in Thousands)
2012
12 months
Total Assets$6,709
Loans Receivable, Net2,656
Mortgage-Backed Securities2,404
Investments401
Deposits5,877
Borrowings0
Equity808
Net Interest Income238
Fee Income0
Overhead247
Net Operating Income-6
Net Income-6
Ratio Analysis Profitability%
Return on Assets *-0.09
Operating Return on Assets *-0.09
Return on Equity *-0.75
Net Interest Margin *4.07
Fee Income / Assets *0.00
Overhead / Assets *3.60
Efficiency Ratio102.49
Asset Quality%
Nonperforming Assets / Assets0.00
Nonperforming Assets / Equity & Loss Reserves0.00
Loss Reserves / Nonperforming Loansn/a
1-4 Fam Mtg + MBS / Assets75.06
Commercial Real Estate Loans / Assets0.00
Construction Loans / Assets0.00
Commercial & Industrial Loans / Assets0.00
Consumer Loans / Assets0.36
Capitalization%
Equity / Assets12.04
Tangible Capital / Tangible Assets12.04
Risk-based Capital Ratio37.74
Liquidity%
Loans / Deposits45.19
Non-Interest Bearing Deposits / Deposits0.60
Purchased Liabilities0.00

* Calculations are based on the latest four quarters of income and expense.
Rating is for the quarter ending 12-31-2012; amended filings not reflected
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About this index
CDs Overnight Averages
Product Yield +/- Last week
6 month CD
0.41% 0.43%
1 yr CD
0.62% 0.63%
5 yr CD
1.22% 1.24%
1 yr jumbo CD
0.65% 0.65%
Compare rates:
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