Safe & Sound » Bank Ratings » ADAMS DAIRY BANK


SAFE & SOUND® STAR RATINGS

ADAMS DAIRY BANK

651 NORTHEAST CORONADO DRIVE
BLUE SPRINGS, Missouri 64014

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of September 30, 2015
Federal Reserve System Identifier 3603765




Financial summary ($ in Thousands)
2015
9 months
2014
Year
2013
Year
Total Assets$102,954$94,236$77,495
Loans Receivable, Net63,13064,75050,050
Mortgage-Backed Securities00573
Investments24,93814,92613,646
Deposits83,61477,27860,845
Borrowings9,5987,9348,694
Equity9,6578,9777,916
Net Interest Income2,5733,2332,540
Fee Income498087
Overhead1,7562,3612,232
Net Operating Income1,1221,203460
Net Income746777314
Ratio Analysis Profitability%%%
Return on Assets *1.000.880.43
Operating Return on Assets *1.511.360.64
Return on Equity *10.349.004.00
Net Interest Margin *3.703.783.70
Fee Income / Assets *0.070.090.12
Overhead / Assets *2.452.673.08
Efficiency Ratio61.5167.5085.81
Asset Quality%%%
Nonperforming Assets / Assets1.131.262.04
Nonperforming Assets / Equity & Loss Reserves10.9811.9217.85
Loss Reserves / Nonperforming Loans162.61157.4897.93
1-4 Fam Mtg + MBS / Assets27.2231.1633.55
Commercial Real Estate Loans / Assets26.4428.9025.23
Construction Loans / Assets2.313.633.94
Commercial & Industrial Loans / Assets5.475.352.57
Consumer Loans / Assets0.390.430.41
Capitalization%%%
Equity / Assets9.389.5310.21
Tangible Capital / Tangible Assets9.389.5310.21
Risk-based Capital Ratio17.0516.8519.10
Liquidity%%%
Loans / Deposits75.5083.7982.26
Non-Interest Bearing Deposits / Deposits20.9616.7715.81
Purchased Liabilities25.2127.9325.15

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us