Safe & Sound » Bank Ratings » ALDEN STATE BANK, THE


SAFE & SOUND® STAR RATINGS

ALDEN STATE BANK, THE

124 NORTH BROADWAY
STERLING, Kansas 67579

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of September 30, 2015
Federal Reserve System Identifier 359650




Financial summary ($ in Thousands)
2015
9 months
2014
Year
2013
Year
Total Assets$20,638$20,999$20,362
Loans Receivable, Net10,90210,5409,484
Mortgage-Backed Securities212537
Investments3,6823,6644,056
Deposits18,32918,76618,199
Borrowings000
Equity2,2722,2082,144
Net Interest Income472604601
Fee Income284546
Overhead460632630
Net Operating Income426932
Net Income326133
Ratio Analysis Profitability%%%
Return on Assets *0.300.280.16
Operating Return on Assets *0.370.320.16
Return on Equity *2.852.791.54
Net Interest Margin *3.363.193.35
Fee Income / Assets *0.180.210.23
Overhead / Assets *3.002.933.10
Efficiency Ratio91.6395.6195.17
Asset Quality%%%
Nonperforming Assets / Assets0.000.160.00
Nonperforming Assets / Equity & Loss Reserves0.001.390.00
Loss Reserves / Nonperforming Loansn/an/an/a
1-4 Fam Mtg + MBS / Assets19.8820.0918.02
Commercial Real Estate Loans / Assets3.563.773.16
Construction Loans / Assets0.000.000.00
Commercial & Industrial Loans / Assets10.729.267.52
Consumer Loans / Assets7.175.565.62
Capitalization%%%
Equity / Assets11.0110.5110.53
Tangible Capital / Tangible Assets11.0110.5110.53
Risk-based Capital Ratio23.4121.5422.68
Liquidity%%%
Loans / Deposits59.4856.1752.11
Non-Interest Bearing Deposits / Deposits23.1426.7026.95
Purchased Liabilities2.402.522.59

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us