SAFE & SOUND® STAR RATINGS

Financial statement

AMERICAN EAGLE BANK OF CHICAGO
2255 NORTH WESTERN AVENUE
CHICAGO, Illinois 60647

STAR RATING: 2 starstar
Predictive Indicator neutral
As of June 30, 2014
Federal Reserve System Identifier 3559714




Financial summary ($ in Thousands)
2014
6 months
2013
Year
2012
Year
Total Assets$76,351$72,352$69,653
Loans Receivable, Net56,05751,34649,589
Mortgage-Backed Securities000
Investments000
Deposits67,44363,60561,115
Borrowings000
Equity8,0947,9587,785
Net Interest Income1,2212,1511,921
Fee Income397
Overhead9931,8281,794
Net Operating Income230288185
Net Income136173108
Ratio Analysis Profitability%%%
Return on Assets *0.340.240.15
Operating Return on Assets *0.570.410.26
Return on Equity *3.092.201.40
Net Interest Margin *3.793.663.17
Fee Income / Assets *0.010.010.01
Overhead / Assets *2.592.592.54
Efficiency Ratio79.5782.0185.06
Asset Quality%%%
Nonperforming Assets / Assets3.043.143.35
Nonperforming Assets / Equity & Loss Reserves26.9626.6127.94
Loss Reserves / Nonperforming Loans1009.62n/a1628.57
1-4 Fam Mtg + MBS / Assets6.056.827.46
Commercial Real Estate Loans / Assets17.5717.2014.82
Construction Loans / Assets4.922.151.11
Commercial & Industrial Loans / Assets0.620.570.40
Consumer Loans / Assets44.9345.0348.16
Capitalization%%%
Equity / Assets10.6011.0011.18
Tangible Capital / Tangible Assets10.6011.0011.18
Risk-based Capital Ratio12.6113.3213.27
Liquidity%%%
Loans / Deposits83.1280.7381.14
Non-Interest Bearing Deposits / Deposits5.935.043.64
Purchased Liabilities17.3017.3417.86

* Calculations are based on the latest four quarters of income and expense.
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