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SAFE & SOUND® STAR RATINGS

AMERICAN EAGLE BANK OF CHICAGO

2255 NORTH WESTERN AVENUE
CHICAGO, Illinois 60647

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of September 30, 2015
Federal Reserve System Identifier 3559714




Financial summary ($ in Thousands)
2015
9 months
2014
Year
2013
Year
Total Assets$76,489$77,244$72,352
Loans Receivable, Net56,94758,66451,346
Mortgage-Backed Securities000
Investments02,5430
Deposits67,33968,29863,605
Borrowings000
Equity8,5308,2107,958
Net Interest Income1,9422,5672,151
Fee Income449
Overhead1,3791,9491,828
Net Operating Income492432288
Net Income313259173
Ratio Analysis Profitability%%%
Return on Assets *0.490.340.24
Operating Return on Assets *0.780.570.41
Return on Equity *4.423.192.20
Net Interest Margin *3.963.963.66
Fee Income / Assets *0.010.010.01
Overhead / Assets *2.512.592.59
Efficiency Ratio70.3976.4982.01
Asset Quality%%%
Nonperforming Assets / Assets0.001.513.14
Nonperforming Assets / Equity & Loss Reserves0.0013.3426.61
Loss Reserves / Nonperforming Loansn/a2000.00n/a
1-4 Fam Mtg + MBS / Assets8.877.666.82
Commercial Real Estate Loans / Assets23.0618.7117.20
Construction Loans / Assets12.409.512.15
Commercial & Industrial Loans / Assets3.761.770.57
Consumer Loans / Assets27.0138.9645.03
Capitalization%%%
Equity / Assets11.1510.6311.00
Tangible Capital / Tangible Assets11.1510.6311.00
Risk-based Capital Ratio14.5813.0413.32
Liquidity%%%
Loans / Deposits84.5785.8980.73
Non-Interest Bearing Deposits / Deposits9.8710.645.04
Purchased Liabilities19.7117.8117.34

* Calculations are based on the latest four quarters of income and expense.
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