Safe & Sound » Bank Ratings » BANK OF BENNINGTON


SAFE & SOUND® STAR RATINGS

BANK OF BENNINGTON

12212 NORTH 156 STREET
BENNINGTON, Nebraska 68007

STAR RATING: 3 starstarstar
Predictive Indicator neutral
As of September 30, 2014
Federal Reserve System Identifier 348159




Financial summary ($ in Thousands)
2014
9 months
2013
Year
2012
Year
Total Assets$76,623$72,892$65,770
Loans Receivable, Net56,81848,15741,463
Mortgage-Backed Securities7551,0881,851
Investments5,7684,0461,849
Deposits65,87966,01158,513
Borrowings5480107
Equity10,3176,4106,759
Net Interest Income2,0972,2922,388
Fee Income187528406
Overhead2,1312,7102,690
Net Operating Income5635821,490
Net Income4234511,045
Ratio Analysis Profitability%%%
Return on Assets *0.880.651.62
Operating Return on Assets *1.200.842.31
Return on Equity *8.227.1916.36
Net Interest Margin *4.033.554.07
Fee Income / Assets *0.800.760.63
Overhead / Assets *3.853.894.18
Efficiency Ratio79.1079.3163.25
Asset Quality%%%
Nonperforming Assets / Assets2.651.921.20
Nonperforming Assets / Equity & Loss Reserves18.5319.9310.67
Loss Reserves / Nonperforming Loans93.1744.1893.51
1-4 Fam Mtg + MBS / Assets23.9621.8024.02
Commercial Real Estate Loans / Assets17.9816.2215.40
Construction Loans / Assets7.666.786.28
Commercial & Industrial Loans / Assets20.1716.2513.72
Consumer Loans / Assets2.271.481.31
Capitalization%%%
Equity / Assets13.468.7910.28
Tangible Capital / Tangible Assets12.777.939.70
Risk-based Capital Ratio15.2111.3614.88
Liquidity%%%
Loans / Deposits86.2572.9570.86
Non-Interest Bearing Deposits / Deposits19.9720.1920.09
Purchased Liabilities0.730.430.81

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us