Safe & Sound » Bank Ratings » AMERICAN SAVINGS BANK


SAFE & SOUND® STAR RATINGS

AMERICAN SAVINGS BANK

312 SOUTH MAIN STREET
TRIPOLI, Iowa 50676

STAR RATING: 5 starstarstarstarstar
Predictive Indicator neutral
As of September 30, 2015
Federal Reserve System Identifier 337247




Financial summary ($ in Thousands)
2015
9 months
2014
Year
2013
Year
Total Assets$54,588$52,515$51,567
Loans Receivable, Net26,22522,73419,950
Mortgage-Backed Securities000
Investments26,20627,46328,544
Deposits40,91739,89239,412
Borrowings3,7172,9573,862
Equity9,8479,5558,197
Net Interest Income1,2581,6171,584
Fee Income505964
Overhead591761700
Net Operating Income7481,0751,031
Net Income7111,021980
Ratio Analysis Profitability%%%
Return on Assets *1.901.971.86
Operating Return on Assets *2.002.071.96
Return on Equity *10.5611.1211.58
Net Interest Margin *3.273.263.19
Fee Income / Assets *0.130.110.12
Overhead / Assets *1.391.461.33
Efficiency Ratio44.2043.3641.49
Asset Quality%%%
Nonperforming Assets / Assets0.000.000.01
Nonperforming Assets / Equity & Loss Reserves0.000.000.04
Loss Reserves / Nonperforming Loansn/an/a10300.00
1-4 Fam Mtg + MBS / Assets9.9010.139.88
Commercial Real Estate Loans / Assets2.001.661.90
Construction Loans / Assets1.581.931.32
Commercial & Industrial Loans / Assets13.2410.739.99
Consumer Loans / Assets1.732.192.31
Capitalization%%%
Equity / Assets18.0418.1915.90
Tangible Capital / Tangible Assets18.0418.1915.90
Risk-based Capital Ratio25.9627.5927.71
Liquidity%%%
Loans / Deposits64.0956.9950.62
Non-Interest Bearing Deposits / Deposits10.5811.6912.27
Purchased Liabilities15.599.1411.03

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us