Safe & Sound » Bank Ratings » ASHTON STATE BANK


SAFE & SOUND® STAR RATINGS

ASHTON STATE BANK

295 CENTER AVENUE
ASHTON, Nebraska 68817

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of March 31, 2015
Federal Reserve System Identifier 336950




Financial summary ($ in Thousands)
2015
3 months
2014
Year
2013
Year
Total Assets$23,102$22,488$22,633
Loans Receivable, Net12,44612,75110,637
Mortgage-Backed Securities000
Investments1,4001,7002,100
Deposits21,05819,97520,515
Borrowings05000
Equity1,9981,9401,974
Net Interest Income203774652
Fee Income187277
Overhead141546507
Net Operating Income7415206
Net Income584139
Ratio Analysis Profitability%%%
Return on Assets *0.090.020.61
Operating Return on Assets *0.120.070.90
Return on Equity *1.010.207.26
Net Interest Margin *3.773.653.10
Fee Income / Assets *0.300.320.34
Overhead / Assets *2.452.392.21
Efficiency Ratio63.2364.1668.98
Asset Quality%%%
Nonperforming Assets / Assets0.501.260.10
Nonperforming Assets / Equity & Loss Reserves4.7111.921.03
Loss Reserves / Nonperforming Loans384.35153.36695.45
1-4 Fam Mtg + MBS / Assets0.390.470.53
Commercial Real Estate Loans / Assets0.320.340.38
Construction Loans / Assets0.000.000.00
Commercial & Industrial Loans / Assets2.212.361.22
Consumer Loans / Assets2.341.791.80
Capitalization%%%
Equity / Assets8.658.638.72
Tangible Capital / Tangible Assets8.658.638.72
Risk-based Capital Ratio14.8914.1816.03
Liquidity%%%
Loans / Deposits59.1063.8351.85
Non-Interest Bearing Deposits / Deposits11.0311.8711.71
Purchased Liabilities4.336.674.42

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us