Safe & Sound » Bank Ratings » ASHTON STATE BANK


SAFE & SOUND® STAR RATINGS

ASHTON STATE BANK

295 CENTER AVENUE
ASHTON, Nebraska 68817

STAR RATING: 3 starstarstar
Predictive Indicator - (decline)
As of September 30, 2015
Federal Reserve System Identifier 336950




Financial summary ($ in Thousands)
2015
9 months
2014
Year
2013
Year
Total Assets$23,010$22,488$22,633
Loans Receivable, Net14,48212,75110,637
Mortgage-Backed Securities000
Investments9001,7002,100
Deposits20,44419,97520,515
Borrowings5005000
Equity2,0311,9401,974
Net Interest Income609774652
Fee Income587277
Overhead461546507
Net Operating Income18715206
Net Income1044139
Ratio Analysis Profitability%%%
Return on Assets *0.390.020.61
Operating Return on Assets *1.110.070.90
Return on Equity *4.450.207.26
Net Interest Margin *3.823.653.10
Fee Income / Assets *0.330.320.34
Overhead / Assets *2.732.392.21
Efficiency Ratio68.7064.1668.98
Asset Quality%%%
Nonperforming Assets / Assets3.331.260.10
Nonperforming Assets / Equity & Loss Reserves30.7611.921.03
Loss Reserves / Nonperforming Loans59.92153.36695.45
1-4 Fam Mtg + MBS / Assets0.340.470.53
Commercial Real Estate Loans / Assets0.300.340.38
Construction Loans / Assets0.000.000.00
Commercial & Industrial Loans / Assets2.552.361.22
Consumer Loans / Assets2.421.791.80
Capitalization%%%
Equity / Assets8.838.638.72
Tangible Capital / Tangible Assets8.838.638.72
Risk-based Capital Ratio13.0314.1816.03
Liquidity%%%
Loans / Deposits70.8463.8351.85
Non-Interest Bearing Deposits / Deposits11.5611.8711.71
Purchased Liabilities6.526.674.42

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us