Safe & Sound » Bank Ratings » ANCHOR COMMERCIAL BANK


SAFE & SOUND® STAR RATINGS

ANCHOR COMMERCIAL BANK

13951 U.S. HIGHWAY 1
JUNO BEACH, Florida 33408

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of March 31, 2016
Federal Reserve System Identifier 3342671




Financial summary ($ in Thousands)
2016
3 months
2015
Year
2014
Year
Total Assets$108,408$109,764$102,739
Loans Receivable, Net68,84671,23560,022
Mortgage-Backed Securities9,24910,73615,376
Investments4,2416,8778,942
Deposits96,61198,14091,657
Borrowings000
Equity11,59111,42410,830
Net Interest Income9903,8973,660
Fee Income114956
Overhead9443,6623,581
Net Operating Income1251,143451
Net Income777061,738
Ratio Analysis Profitability%%%
Return on Assets *0.490.661.64
Operating Return on Assets *0.801.070.42
Return on Equity *4.736.3016.13
Net Interest Margin *3.873.853.73
Fee Income / Assets *0.040.050.05
Overhead / Assets *3.403.443.37
Efficiency Ratio93.9381.4993.01
Asset Quality%%%
Nonperforming Assets / Assets1.752.284.67
Nonperforming Assets / Equity & Loss Reserves15.0120.2039.65
Loss Reserves / Nonperforming Loans125.5568.1936.37
1-4 Fam Mtg + MBS / Assets21.8724.6527.80
Commercial Real Estate Loans / Assets35.6334.5130.75
Construction Loans / Assets2.222.132.84
Commercial & Industrial Loans / Assets10.3511.5210.04
Consumer Loans / Assets2.972.812.66
Capitalization%%%
Equity / Assets10.6910.4110.54
Tangible Capital / Tangible Assets10.6910.4110.54
Risk-based Capital Ratio17.3216.7616.99
Liquidity%%%
Loans / Deposits71.2672.5965.49
Non-Interest Bearing Deposits / Deposits17.1015.2113.53
Purchased Liabilities0.850.840.61

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us