Safe & Sound » Bank Ratings » 1ST ADVANTAGE BANK


SAFE & SOUND® STAR RATINGS

1ST ADVANTAGE BANK

240 SALT LICK ROAD
SAINT PETERS, Missouri 63376

STAR RATING: 1 star
Predictive Indicator neutral
As of December 31, 2015
Federal Reserve System Identifier 3317192




Financial summary ($ in Thousands)
2015
12 months
2014
Year
2013
Year
Total Assets$84,397$76,151$76,660
Loans Receivable, Net68,45860,31658,952
Mortgage-Backed Securities4,7583,1293,264
Investments000
Deposits68,39667,35868,888
Borrowings8,9631,863925
Equity6,9856,8376,697
Net Interest Income2,7882,6362,540
Fee Income444332
Overhead2,8632,6602,596
Net Operating Income181106-433
Net Income181106-433
Ratio Analysis Profitability%%%
Return on Assets *0.230.14-0.58
Operating Return on Assets *0.230.14-0.58
Return on Equity *2.601.56-6.90
Net Interest Margin *3.803.913.93
Fee Income / Assets *0.060.060.04
Overhead / Assets *3.613.463.50
Efficiency Ratio91.4494.3999.58
Asset Quality%%%
Nonperforming Assets / Assets8.4113.7215.28
Nonperforming Assets / Equity & Loss Reserves92.17134.66147.62
Loss Reserves / Nonperforming Loans66.0218.5420.14
1-4 Fam Mtg + MBS / Assets16.0815.0612.12
Commercial Real Estate Loans / Assets51.1651.3553.71
Construction Loans / Assets8.337.276.66
Commercial & Industrial Loans / Assets10.098.928.53
Consumer Loans / Assets0.180.340.17
Capitalization%%%
Equity / Assets8.288.988.74
Tangible Capital / Tangible Assets8.288.988.74
Risk-based Capital Ratio10.0811.6611.84
Liquidity%%%
Loans / Deposits100.0989.5585.58
Non-Interest Bearing Deposits / Deposits16.6412.3712.61
Purchased Liabilities16.137.317.06

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us