Safe & Sound » Bank Ratings » ALLY BANK


SAFE & SOUND® STAR RATINGS

ALLY BANK

6985 UNION PARK CENTER, SUITE 435
MIDVALE, Utah 84047

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of December 31, 2014
Federal Reserve System Identifier 3284070




Financial summary ($ in Thousands)
2014
12 months
2013
Year
2012
Year
Total Assets$104,474,692$98,737,480$94,795,926
Loans Receivable, Net73,288,35070,154,90971,119,525
Mortgage-Backed Securities8,257,5727,962,0436,036,271
Investments2,771,3842,948,2813,453,465
Deposits58,212,80553,856,45048,326,682
Borrowings27,765,71028,424,08030,763,466
Equity15,966,68614,915,69914,287,987
Net Interest Income2,057,8432,074,6792,436,541
Fee Income6,932-28,971-260,932
Overhead3,144,8252,773,4762,236,151
Net Operating Income1,751,5051,358,7991,326,255
Net Income1,120,499883,048858,661
Ratio Analysis Profitability%%%
Return on Assets *1.110.950.97
Operating Return on Assets *1.741.461.50
Return on Equity *7.166.026.22
Net Interest Margin *2.432.553.00
Fee Income / Assets *0.01-0.03-0.30
Overhead / Assets *3.122.982.53
Efficiency Ratio63.5164.4858.93
Asset Quality%%%
Nonperforming Assets / Assets0.210.240.45
Nonperforming Assets / Equity & Loss Reserves1.331.492.87
Loss Reserves / Nonperforming Loans216.09293.08163.64
1-4 Fam Mtg + MBS / Assets15.4916.5719.28
Commercial Real Estate Loans / Assets2.862.692.44
Construction Loans / Assets0.160.150.17
Commercial & Industrial Loans / Assets33.9733.2832.80
Consumer Loans / Assets25.9927.0927.43
Capitalization%%%
Equity / Assets15.2815.1115.07
Tangible Capital / Tangible Assets15.2815.1114.21
Risk-based Capital Ratio17.3617.4517.06
Liquidity%%%
Loans / Deposits125.90130.26147.16
Non-Interest Bearing Deposits / Deposits0.180.264.27
Purchased Liabilities39.5542.8547.31

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us