SAFE & SOUND® STAR RATINGS

Financial statement

ALLY BANK
6985 UNION PARK CENTER, SUITE 435
MIDVALE, Utah 84047

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of March 31, 2014
Federal Reserve System Identifier 3284070




Financial summary ($ in Thousands)
2014
3 months
2013
Year
2012
Year
Total Assets$97,800,297$98,737,480$94,795,926
Loans Receivable, Net69,602,51770,154,90971,119,525
Mortgage-Backed Securities7,925,8817,962,0436,036,271
Investments2,868,7292,948,2813,453,465
Deposits55,906,97753,856,45048,326,682
Borrowings24,857,96228,424,08030,763,466
Equity15,228,24014,915,69914,287,987
Net Interest Income503,0832,074,6792,436,541
Fee Income376-28,971-260,932
Overhead745,2902,773,4762,236,151
Net Operating Income385,5451,358,7991,326,255
Net Income239,228883,048858,661
Ratio Analysis Profitability%%%
Return on Assets *0.950.950.97
Operating Return on Assets *1.491.461.50
Return on Equity *6.036.026.22
Net Interest Margin *2.452.553.00
Fee Income / Assets *0.00-0.03-0.30
Overhead / Assets *2.972.982.53
Efficiency Ratio64.8464.4858.93
Asset Quality%%%
Nonperforming Assets / Assets0.250.240.45
Nonperforming Assets / Equity & Loss Reserves1.511.492.87
Loss Reserves / Nonperforming Loans270.32293.08163.64
1-4 Fam Mtg + MBS / Assets16.4316.5719.28
Commercial Real Estate Loans / Assets2.792.692.44
Construction Loans / Assets0.170.150.17
Commercial & Industrial Loans / Assets32.9733.2832.80
Consumer Loans / Assets27.5427.0927.43
Capitalization%%%
Equity / Assets15.5715.1115.07
Tangible Capital / Tangible Assets15.5715.1114.21
Risk-based Capital Ratio18.0317.4517.06
Liquidity%%%
Loans / Deposits124.50130.26147.16
Non-Interest Bearing Deposits / Deposits0.370.264.27
Purchased Liabilities39.6142.8547.31

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us