SAFE & SOUND® STAR RATINGS

Financial statement

AMERICAN INVESTORS BANK AND MORTGAGE
6385 OLD SHADY OAK ROAD SUITE 110
EDEN PRAIRIE, Minnesota 55344

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of March 31, 2014
Federal Reserve System Identifier 3229642




Financial summary ($ in Thousands)
2014
3 months
2013
Year
2012
Year
Total Assets$90,262$98,902$95,674
Loans Receivable, Net34,47234,10435,704
Mortgage-Backed Securities45,13459,52755,137
Investments7,7361,6221,993
Deposits65,75564,38168,027
Borrowings18,00028,07020,498
Equity6,4186,3196,721
Net Interest Income7213,0382,929
Fee Income1810
Overhead3891,5421,501
Net Operating Income2101,5061,186
Net Income137953700
Ratio Analysis Profitability%%%
Return on Assets *0.950.950.77
Operating Return on Assets *1.521.511.30
Return on Equity *14.7014.909.86
Net Interest Margin *3.183.123.25
Fee Income / Assets *0.010.010.01
Overhead / Assets *1.601.541.65
Efficiency Ratio53.5149.8548.34
Asset Quality%%%
Nonperforming Assets / Assets0.230.450.61
Nonperforming Assets / Equity & Loss Reserves2.996.507.73
Loss Reserves / Nonperforming Loans231.18114.66154.69
1-4 Fam Mtg + MBS / Assets86.5893.8894.97
Commercial Real Estate Loans / Assets0.090.080.09
Construction Loans / Assets0.540.080.15
Commercial & Industrial Loans / Assets0.080.090.08
Consumer Loans / Assets0.670.650.56
Capitalization%%%
Equity / Assets7.116.397.02
Tangible Capital / Tangible Assets7.116.397.02
Risk-based Capital Ratio18.8717.2616.36
Liquidity%%%
Loans / Deposits52.4252.9752.49
Non-Interest Bearing Deposits / Deposits0.520.631.43
Purchased Liabilities22.9830.5823.91

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us