Retirement planning | CD Rates
Follow Us: Google+
 
Bankrate.com



PrintSubscribe
SAFE & SOUND® STAR RATINGS

Financial statement

AMERICAN INVESTORS BANK AND MORTGAGE
6385 OLD SHADY OAK ROAD SUITE 110
EDEN PRAIRIE, Minnesota 55344

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of December 31, 2012
Federal Reserve System Identifier 3229642




Financial summary ($ in Thousands)
2012
12 months		2011
Year		2010
Year
Total Assets$95,674$84,679$71,928
Loans Receivable, Net35,70438,60239,448
Mortgage-Backed Securities55,13744,35120,896
Investments1,99309,193
Deposits68,02757,13947,423
Borrowings20,49820,09218,272
Equity6,7216,9536,052
Net Interest Income2,9293,2283,127
Fee Income103319
Overhead1,5011,7171,648
Net Operating Income1,1861,153309
Net Income700435716
Ratio Analysis Profitability%%%
Return on Assets *0.770.861.36
Operating Return on Assets *1.301.460.41
Return on Equity *9.8610.3617.46
Net Interest Margin *3.254.164.31
Fee Income / Assets *0.010.040.03
Overhead / Assets *1.652.182.20
Efficiency Ratio48.3444835053
Asset Quality%%%
Nonperforming Assets / Assets0.610.801.74
Nonperforming Assets / Equity & Loss Reserves7.738.7417.65
Loss Reserves / Nonperforming Loans154.692.172.64
1-4 Fam Mtg + MBS / Assets94.9797.2783.60
Commercial Real Estate Loans / Assets0.090.650.81
Construction Loans / Assets0.150.100.12
Commercial & Industrial Loans / Assets0.080.090.11
Consumer Loans / Assets0.560.620.44
Capitalization%%%
Equity / Assets7.028.218.41
Tangible Capital / Tangible Assets7.028.218.41
Risk-based Capital Ratio16.3616.1014.00
Liquidity%%%
Loans / Deposits52.4967.5683.18
Non-Interest Bearing Deposits / Deposits1.43n/an/a
Purchased Liabilities23.9135.7238.15

* Calculations are based on the latest four quarters of income and expense.
Rating is for the quarter ending 12-31-2012; amended filings not reflected
Compare 1 year High Yield CDs
Modify Search
Choose institution type:
Choose star rating:
Search by asset size
            Connect with us
advertisement
Most Read
  1. 10 ways to turn off a homebuyer
  2. No more Social Security at 62?
  3. What TV homes cost in real life
  4. 5 frugal ways to expand living space
  5. Naughty things credit card won't buy
  6. What it takes to remodel kitchen
  7. Danny Bonaduce's house for rent
  8. Bruce Willis' house for sale
  9. 12 meanest cars for the environment
  10. Celebrity estate planning mistakes
About this index
CDs Overnight Averages
Product Yield +/- Last week
6 month CD
0.41% 0.45%
1 yr CD
0.62% 0.67%
5 yr CD
1.23% 1.24%
1 yr jumbo CD
0.65% 0.64%
Compare rates:
ByDr. Don Taylor, Ph.D., CFA, CFP, CASL
Ask Dr. Don»
Don Taylorinvesting
Wall Street can be scary when investing for retirement. Here are ways to lower the risk.
View more Bankrate Advisers »
advertisement
By Sheyna Steiner
Investing »
Yelp for financial advisers
It may be getting easier for brokers to erase complaints in their records with regulators.
View more Bankrate Blogs »
Partner Center
advertisement

Advertising Disclosure: Bankrate.com is an independent, advertising-supported comparison service. Bankrate may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.