Follow Us: Google+
 
Bankrate.com



SAFE & SOUND® STAR RATINGS

Financial statement

1ST EQUITY BANK NORTHWEST
1330 DUNDEE ROAD
BUFFALO GROVE, Illinois 60089

STAR RATING: 3 starstarstar
Predictive Indicator neutral
As of December 31, 2012
Federal Reserve System Identifier 3203996




Financial summary ($ in Thousands)
2012
12 months
2011
Year
2010
Year
Total Assets$53,052$50,600$54,666
Loans Receivable, Net33,12941,54641,802
Mortgage-Backed Securities000
Investments000
Deposits43,31337,72337,553
Borrowings1,4814,5998,774
Equity8,1748,1848,245
Net Interest Income1,3261,5281,589
Fee Income2211
Overhead1,2249931,174
Net Operating Income9102210
Net Income10104206
Ratio Analysis Profitability%%%
Return on Assets *0.020.190.39
Operating Return on Assets *0.020.190.40
Return on Equity *0.121.242.47
Net Interest Margin *2.933.063.20
Fee Income / Assets *0.000.000.02
Overhead / Assets *2.371.882.25
Efficiency Ratio91.7563.9871.11
Asset Quality%%%
Nonperforming Assets / Assets9.380.421.13
Nonperforming Assets / Equity & Loss Reserves56.632.396.95
Loss Reserves / Nonperforming Loans25.121.641.50
1-4 Fam Mtg + MBS / Assets22.5327.3122.93
Commercial Real Estate Loans / Assets34.1947.5544.08
Construction Loans / Assets0.000.642.85
Commercial & Industrial Loans / Assets6.897.946.57
Consumer Loans / Assets0.030.030.04
Capitalization%%%
Equity / Assets15.4116.1715.08
Tangible Capital / Tangible Assets15.4116.1715.08
Risk-based Capital Ratio25.0027.3826.48
Liquidity%%%
Loans / Deposits76.49110.13111.31
Non-Interest Bearing Deposits / Deposits1.422.180.86
Purchased Liabilities14.0744.1547.25

* Calculations are based on the latest four quarters of income and expense.
Modify Search
            Connect with us
advertisement
Most Read
  1. Headlight requirements by state
  2. Nick Nolte's house for sale
  3. 8 eerie ghost towns
  4. 7 sedans for the young at heart
  5. Social Security traps to avoid
  6. 8 affordable, classic cars for retirees
  7. 10 cars for a midlife crisis
  8. 7 Social Security benefits
  9. 9 gas-only, fuel-efficient cars
  10. Top 10 states for foreclosure
CDs Overnight Averages
Product Yield +/- Last week
6 month CD
0.45% 0.43%
1 yr CD
0.67% 0.63%
5 yr CD
1.24% 1.24%
1 yr jumbo CD
0.65% 0.65%
Compare rates:
Don Taylorinvesting
When it comes to your investments, take time to understand that tricky lingo.
advertisement
Natural gas extracted from shale rock formations may be the future of energy in the U.S.
Partner Center
advertisement

Advertising Disclosure: Bankrate.com is an independent, advertising-supported comparison service. Bankrate may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.