SAFE & SOUND® STAR RATINGS

Financial statement

1ST EQUITY BANK NORTHWEST
1330 DUNDEE ROAD
BUFFALO GROVE, Illinois 60089

STAR RATING: 2 starstar
Predictive Indicator neutral
As of June 30, 2014
Federal Reserve System Identifier 3203996




Financial summary ($ in Thousands)
2014
6 months
2013
Year
2012
Year
Total Assets$38,792$41,829$53,052
Loans Receivable, Net28,03230,58933,129
Mortgage-Backed Securities000
Investments000
Deposits30,64833,63443,313
Borrowings001,481
Equity8,0858,1418,174
Net Interest Income5361,0581,326
Fee Income142
Overhead5961,0961,224
Net Operating Income-56-339
Net Income-56-3310
Ratio Analysis Profitability%%%
Return on Assets *-0.21-0.070.02
Operating Return on Assets *-0.21-0.070.02
Return on Equity *-1.11-0.400.12
Net Interest Margin *2.832.582.93
Fee Income / Assets *0.010.010.00
Overhead / Assets *2.692.172.37
Efficiency Ratio110.37103.1091.75
Asset Quality%%%
Nonperforming Assets / Assets11.8112.399.38
Nonperforming Assets / Equity & Loss Reserves54.2160.6756.63
Loss Reserves / Nonperforming Loans7.9514.6725.12
1-4 Fam Mtg + MBS / Assets26.6725.5322.53
Commercial Real Estate Loans / Assets42.3643.2634.19
Construction Loans / Assets0.000.000.00
Commercial & Industrial Loans / Assets3.784.856.89
Consumer Loans / Assets0.380.450.03
Capitalization%%%
Equity / Assets20.8419.4615.41
Tangible Capital / Tangible Assets20.8419.4615.41
Risk-based Capital Ratio31.9527.6825.00
Liquidity%%%
Loans / Deposits91.4690.9576.49
Non-Interest Bearing Deposits / Deposits1.240.661.42
Purchased Liabilities7.418.7914.07

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us