Safe & Sound » Bank Ratings » AMISTAD BANK


SAFE & SOUND® STAR RATINGS

AMISTAD BANK

1301 VETERANS BLVD
DEL RIO, Texas 78840

STAR RATING: 5 starstarstarstarstar
Predictive Indicator neutral
As of December 31, 2014
Federal Reserve System Identifier 30052




Financial summary ($ in Thousands)
2014
12 months
2013
Year
2012
Year
Total Assets$27,963$28,115$33,522
Loans Receivable, Net14,85414,08114,521
Mortgage-Backed Securities2,0812,3361,953
Investments000
Deposits22,57224,43929,833
Borrowings206219294
Equity3,5653,3053,219
Net Interest Income1,1399871,032
Fee Income144141168
Overhead1,3941,3571,423
Net Operating Income346232272
Net Income227153178
Ratio Analysis Profitability%%%
Return on Assets *0.840.540.74
Operating Return on Assets *1.280.821.14
Return on Equity *6.594.715.66
Net Interest Margin *4.994.204.60
Fee Income / Assets *0.530.500.70
Overhead / Assets *5.174.805.95
Efficiency Ratio79.7584.9783.66
Asset Quality%%%
Nonperforming Assets / Assets0.240.270.31
Nonperforming Assets / Equity & Loss Reserves1.762.172.98
Loss Reserves / Nonperforming Loans370.15311.69234.95
1-4 Fam Mtg + MBS / Assets15.5017.6513.54
Commercial Real Estate Loans / Assets29.3426.5623.02
Construction Loans / Assets10.738.798.15
Commercial & Industrial Loans / Assets3.183.562.65
Consumer Loans / Assets2.142.082.08
Capitalization%%%
Equity / Assets12.7511.769.60
Tangible Capital / Tangible Assets12.7511.769.60
Risk-based Capital Ratio17.3720.5819.68
Liquidity%%%
Loans / Deposits65.8157.6248.67
Non-Interest Bearing Deposits / Deposits26.9828.3249.35
Purchased Liabilities5.242.911.57

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us