Follow Us: Google+
 
Bankrate.com



SAFE & SOUND® STAR RATINGS

Financial statement

AMERICAN BANK, THE
201 EAST CHEROKEE
WAGONER, Oklahoma 74477

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of December 31, 2012
Federal Reserve System Identifier 287856




Financial summary ($ in Thousands)
2012
12 months
2011
Year
2010
Year
Total Assets$29,871$28,419$29,000
Loans Receivable, Net6,5927,3548,176
Mortgage-Backed Securities000
Investments12,17312,9579,325
Deposits23,52822,05022,724
Borrowings000
Equity6,1206,1336,022
Net Interest Income891884961
Fee Income138165173
Overhead949958982
Net Operating Income-13111167
Net Income-13111164
Ratio Analysis Profitability%%%
Return on Assets *-0.040.370.54
Operating Return on Assets *-0.040.370.55
Return on Equity *-0.211.822.75
Net Interest Margin *3.313.433.68
Fee Income / Assets *0.460.550.58
Overhead / Assets *3.193.203.27
Efficiency Ratio86.598681.9
Asset Quality%%%
Nonperforming Assets / Assets0.000.000.04
Nonperforming Assets / Equity & Loss Reserves0.000.000.19
Loss Reserves / Nonperforming Loansn/a3.412.95
1-4 Fam Mtg + MBS / Assets4.464.855.01
Commercial Real Estate Loans / Assets3.023.584.20
Construction Loans / Assets0.440.000.00
Commercial & Industrial Loans / Assets1.891.741.94
Consumer Loans / Assets7.208.278.51
Capitalization%%%
Equity / Assets20.4921.5820.77
Tangible Capital / Tangible Assets20.4921.5820.77
Risk-based Capital Ratio58.1657.2655.86
Liquidity%%%
Loans / Deposits28.0233.3535.98
Non-Interest Bearing Deposits / Deposits27.2024.4025.16
Purchased Liabilities4.628.849.01

* Calculations are based on the latest four quarters of income and expense.
Modify Search
            Connect with us
advertisement
Most Read
  1. 8 eerie ghost towns
  2. Headlight requirements by state
  3. Nick Nolte's house for sale
  4. 6 tips for successful yard sale
  5. Social Security traps to avoid
  6. 7 sedans for the young at heart
  7. 10 cars for a midlife crisis
  8. Ali Landry's house for sale
  9. 7 Social Security benefits
  10. 5 car models that lose value
CDs Overnight Averages
Product Yield +/- Last week
6 month CD
0.45% 0.41%
1 yr CD
0.65% 0.65%
5 yr CD
1.24% 1.22%
1 yr jumbo CD
0.65% 0.65%
Compare rates:
Don Taylorinvesting
When it comes to your investments, take time to understand that tricky lingo.
advertisement
Natural gas extracted from shale rock formations may be the future of energy in the U.S.
Partner Center
advertisement

Advertising Disclosure: Bankrate.com is an independent, advertising-supported comparison service. Bankrate may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.