SAFE & SOUND® STAR RATINGS

Financial statement

AMERICAN BANK, THE
201 EAST CHEROKEE
WAGONER, Oklahoma 74477

STAR RATING: 5 starstarstarstarstar
Predictive Indicator neutral
As of June 30, 2014
Federal Reserve System Identifier 287856




Financial summary ($ in Thousands)
2014
6 months
2013
Year
2012
Year
Total Assets$30,367$30,043$29,871
Loans Receivable, Net5,5735,3956,592
Mortgage-Backed Securities000
Investments15,62114,29312,173
Deposits23,89223,63623,528
Borrowings000
Equity6,2606,1916,120
Net Interest Income442856891
Fee Income50118138
Overhead447962949
Net Operating Income6971-13
Net Income6971-13
Ratio Analysis Profitability%%%
Return on Assets *0.320.23-0.04
Operating Return on Assets *0.320.23-0.04
Return on Equity *1.611.15-0.21
Net Interest Margin *3.063.013.31
Fee Income / Assets *0.340.380.46
Overhead / Assets *2.963.113.19
Efficiency Ratio85.8092.8686.59
Asset Quality%%%
Nonperforming Assets / Assets0.000.000.00
Nonperforming Assets / Equity & Loss Reserves0.000.000.00
Loss Reserves / Nonperforming Loansn/an/an/a
1-4 Fam Mtg + MBS / Assets4.704.874.46
Commercial Real Estate Loans / Assets1.651.913.02
Construction Loans / Assets0.000.000.44
Commercial & Industrial Loans / Assets1.350.881.89
Consumer Loans / Assets6.296.687.20
Capitalization%%%
Equity / Assets20.6120.6120.49
Tangible Capital / Tangible Assets20.6120.6120.49
Risk-based Capital Ratio57.1559.3158.16
Liquidity%%%
Loans / Deposits23.3322.8328.02
Non-Interest Bearing Deposits / Deposits29.5228.8527.20
Purchased Liabilities3.323.524.62

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us