Safe & Sound » Bank Ratings » ARMED FORCES BANK OF CALIFORNIA, NATIONAL ASSOCIATION


SAFE & SOUND® STAR RATINGS

ARMED FORCES BANK OF CALIFORNIA, NATIONAL ASSOCIATION

2260 CALLAGAN HIGHWAY
SAN DIEGO, California 92136

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of March 31, 2015
Federal Reserve System Identifier 2845205




Financial summary ($ in Thousands)
2015
3 months
2014
Year
2013
Year
Total Assets$15,889$16,903$19,307
Loans Receivable, Net6,9607,8425,450
Mortgage-Backed Securities2,9513,0753,637
Investments5765721,068
Deposits9,68610,77812,956
Borrowings000
Equity5,9465,8865,961
Net Interest Income96357270
Fee Income2231,0421,286
Overhead5422,9393,093
Net Operating Income77-166110
Net Income47-105362
Ratio Analysis Profitability%%%
Return on Assets *-0.17-0.581.87
Operating Return on Assets *-0.24-0.920.57
Return on Equity *-0.49-1.776.32
Net Interest Margin *2.902.641.81
Fee Income / Assets *5.665.776.66
Overhead / Assets *15.4016.2716.01
Efficiency Ratio87.56104.1195.97
Asset Quality%%%
Nonperforming Assets / Assets0.000.010.00
Nonperforming Assets / Equity & Loss Reserves0.000.020.00
Loss Reserves / Nonperforming Loansn/a11400.00n/a
1-4 Fam Mtg + MBS / Assets38.8141.9731.85
Commercial Real Estate Loans / Assets8.317.870.00
Construction Loans / Assets0.000.000.00
Commercial & Industrial Loans / Assets13.0613.7614.58
Consumer Loans / Assets1.211.200.64
Capitalization%%%
Equity / Assets37.4234.8230.87
Tangible Capital / Tangible Assets37.4234.8230.87
Risk-based Capital Ratio81.8974.5493.00
Liquidity%%%
Loans / Deposits71.8672.7642.07
Non-Interest Bearing Deposits / Deposits33.1436.3336.53
Purchased Liabilities0.000.000.00

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us