SAFE & SOUND® STAR RATINGS

Financial statement

ARMED FORCES BANK OF CALIFORNIA, NATIONAL ASSOCIATION
2260 CALLAGAN HIGHWAY BUILDING 3379, SUITE 1
SAN DIEGO, California 92136

STAR RATING: 5 starstarstarstarstar
Predictive Indicator neutral
As of December 31, 2013
Federal Reserve System Identifier 2845205




Financial summary ($ in Thousands)
2013
12 months
2012
Year
2011
Year
Total Assets$19,307$20,451$25,744
Loans Receivable, Net5,4503,2721,638
Mortgage-Backed Securities3,6372,9813,865
Investments1,0684,2054,256
Deposits12,95614,18019,661
Borrowings000
Equity5,9615,6755,545
Net Interest Income270244141
Fee Income1,2861,5161,747
Overhead3,0933,2883,222
Net Operating Income110159593
Net Income36296361
Ratio Analysis Profitability%%%
Return on Assets *1.870.441.86
Operating Return on Assets *0.570.733.06
Return on Equity *6.321.716.72
Net Interest Margin *1.811.510.94
Fee Income / Assets *6.666.959.03
Overhead / Assets *16.0115.0616.66
Efficiency Ratio95.9791.6683.80
Asset Quality%%%
Nonperforming Assets / Assets0.000.000.00
Nonperforming Assets / Equity & Loss Reserves0.000.000.00
Loss Reserves / Nonperforming Loansn/an/a4.88
1-4 Fam Mtg + MBS / Assets31.8520.9120.20
Commercial Real Estate Loans / Assets0.000.000.00
Construction Loans / Assets0.000.000.00
Commercial & Industrial Loans / Assets14.588.860.00
Consumer Loans / Assets0.640.550.96
Capitalization%%%
Equity / Assets30.8727.7521.54
Tangible Capital / Tangible Assets30.8727.7521.54
Risk-based Capital Ratio93.00102.24143.63
Liquidity%%%
Loans / Deposits42.0723.078.33
Non-Interest Bearing Deposits / Deposits36.5337.6427.18
Purchased Liabilities0.000.003.85

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us