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SAFE & SOUND® STAR RATINGS

Financial statement

ASIAN BANK
913 ARCH STREET
PHILADELPHIA, Pennsylvania 19107

STAR RATING: 2 starstar
Predictive Indicator neutral
As of December 31, 2012
Federal Reserve System Identifier 2785477




Financial summary ($ in Thousands)
2012
12 months
2011
Year
2010
Year
Total Assets$76,927$70,141$68,587
Loans Receivable, Net49,76050,14451,890
Mortgage-Backed Securities3,6305,0395,883
Investments8122531,016
Deposits68,69861,84758,630
Borrowings2,0002,0006,195
Equity5,9595,8963,394
Net Interest Income2,7602,6832,623
Fee Income138166158
Overhead3,1123,1433,118
Net Operating Income87-90-988
Net Income87-90-988
Ratio Analysis Profitability%%%
Return on Assets *0.12-0.13-1.29
Operating Return on Assets *0.12-0.13-1.29
Return on Equity *1.46-1.56-25.10
Net Interest Margin *3.884.103.93
Fee Income / Assets *0.190.240.21
Overhead / Assets *4.234.584.09
Efficiency Ratio99.81101.42101.66
Asset Quality%%%
Nonperforming Assets / Assets3.992.593.36
Nonperforming Assets / Equity & Loss Reserves44.4426.4649.62
Loss Reserves / Nonperforming Loans44.331.932.40
1-4 Fam Mtg + MBS / Assets11.2316.0119.64
Commercial Real Estate Loans / Assets57.6362.0261.53
Construction Loans / Assets0.090.110.11
Commercial & Industrial Loans / Assets1.561.432.36
Consumer Loans / Assets0.060.090.08
Capitalization%%%
Equity / Assets7.758.414.95
Tangible Capital / Tangible Assets7.758.414.95
Risk-based Capital Ratio12.9813.038.29
Liquidity%%%
Loans / Deposits72.4381.0888.50
Non-Interest Bearing Deposits / Deposits20.0719.7719.34
Purchased Liabilities5.0328.1927.73

* Calculations are based on the latest four quarters of income and expense.
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CDs Overnight Averages
Product Yield +/- Last week
6 month CD
0.41% 0.41%
1 yr CD
0.62% 0.62%
5 yr CD
1.23% 1.23%
1 yr jumbo CD
0.65% 0.64%
Compare rates:
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