Safe & Sound » Bank Ratings » ARLINGTON STATE BANK


SAFE & SOUND® STAR RATINGS

ARLINGTON STATE BANK

230 WEST MAIN
ARLINGTON, Minnesota 55307

STAR RATING: 4 starstarstarstar
Predictive Indicator - (decline)
As of September 30, 2015
Federal Reserve System Identifier 270353




Financial summary ($ in Thousands)
2015
9 months
2014
Year
2013
Year
Total Assets$57,460$54,332$53,538
Loans Receivable, Net20,22121,04621,787
Mortgage-Backed Securities9541,2521,691
Investments23,38422,26121,807
Deposits50,76447,72746,892
Borrowings000
Equity5,8415,8105,830
Net Interest Income1,1961,6071,612
Fee Income395767
Overhead9211,2121,276
Net Operating Income467557550
Net Income467557550
Ratio Analysis Profitability%%%
Return on Assets *1.061.000.99
Operating Return on Assets *1.061.000.99
Return on Equity *10.419.499.18
Net Interest Margin *3.253.473.48
Fee Income / Assets *0.090.100.12
Overhead / Assets *2.162.192.30
Efficiency Ratio66.3568.5171.93
Asset Quality%%%
Nonperforming Assets / Assets1.520.680.47
Nonperforming Assets / Equity & Loss Reserves13.965.994.06
Loss Reserves / Nonperforming Loans46.33282.522885.71
1-4 Fam Mtg + MBS / Assets5.477.028.26
Commercial Real Estate Loans / Assets6.315.627.78
Construction Loans / Assets1.332.222.49
Commercial & Industrial Loans / Assets2.483.044.10
Consumer Loans / Assets1.721.651.72
Capitalization%%%
Equity / Assets10.1710.6910.89
Tangible Capital / Tangible Assets10.1710.6910.89
Risk-based Capital Ratio22.8221.9421.71
Liquidity%%%
Loans / Deposits39.8344.1046.46
Non-Interest Bearing Deposits / Deposits17.0719.2515.81
Purchased Liabilities0.870.920.93

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us