Safe & Sound » Bank Ratings » ALLIANCE BANK


SAFE & SOUND® STAR RATINGS

ALLIANCE BANK

3001 SOUTHWEST WANAMAKER ROAD
TOPEKA, Kansas 66614

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of March 31, 2015
Federal Reserve System Identifier 2694944




Financial summary ($ in Thousands)
2015
3 months
2014
Year
2013
Year
Total Assets$107,667$97,436$88,055
Loans Receivable, Net57,96159,85754,214
Mortgage-Backed Securities1,5031,5581,886
Investments12,27612,69213,232
Deposits95,36185,97077,999
Borrowings2,1851,556678
Equity9,8369,6549,220
Net Interest Income7843,0792,743
Fee Income30113121
Overhead6342,4902,426
Net Operating Income205795506
Net Income126525344
Ratio Analysis Profitability%%%
Return on Assets *0.570.570.39
Operating Return on Assets *0.870.860.58
Return on Equity *5.565.513.75
Net Interest Margin *3.383.493.36
Fee Income / Assets *0.130.120.14
Overhead / Assets *2.672.692.76
Efficiency Ratio74.2473.6081.14
Asset Quality%%%
Nonperforming Assets / Assets0.480.672.24
Nonperforming Assets / Equity & Loss Reserves4.816.1719.73
Loss Reserves / Nonperforming Loans224.48154.8880.02
1-4 Fam Mtg + MBS / Assets20.2121.1522.51
Commercial Real Estate Loans / Assets15.7117.9518.95
Construction Loans / Assets4.755.484.14
Commercial & Industrial Loans / Assets11.6212.7511.81
Consumer Loans / Assets2.012.141.85
Capitalization%%%
Equity / Assets9.149.9110.47
Tangible Capital / Tangible Assets9.149.9110.47
Risk-based Capital Ratio17.5017.2617.95
Liquidity%%%
Loans / Deposits60.7869.6369.51
Non-Interest Bearing Deposits / Deposits32.1427.0019.89
Purchased Liabilities2.031.820.77

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us