Safe & Sound » Bank Ratings » ALLIANCE BANK


SAFE & SOUND® STAR RATINGS

ALLIANCE BANK

3001 SOUTHWEST WANAMAKER ROAD
TOPEKA, Kansas 66614

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of December 31, 2014
Federal Reserve System Identifier 2694944




Financial summary ($ in Thousands)
2014
12 months
2013
Year
2012
Year
Total Assets$97,436$88,055$88,292
Loans Receivable, Net59,85754,21450,595
Mortgage-Backed Securities1,5581,8861,940
Investments12,69213,23212,487
Deposits85,97077,99978,841
Borrowings1,556678216
Equity9,6549,2209,076
Net Interest Income3,0792,7432,794
Fee Income113121127
Overhead2,4902,4262,310
Net Operating Income795506522
Net Income525344349
Ratio Analysis Profitability%%%
Return on Assets *0.570.390.42
Operating Return on Assets *0.860.580.62
Return on Equity *5.513.753.86
Net Interest Margin *3.493.363.48
Fee Income / Assets *0.120.140.15
Overhead / Assets *2.692.762.75
Efficiency Ratio73.6081.1477.21
Asset Quality%%%
Nonperforming Assets / Assets0.672.241.80
Nonperforming Assets / Equity & Loss Reserves6.1719.7315.90
Loss Reserves / Nonperforming Loans154.8880.0273.07
1-4 Fam Mtg + MBS / Assets21.1522.5123.31
Commercial Real Estate Loans / Assets17.9518.9515.28
Construction Loans / Assets5.484.144.38
Commercial & Industrial Loans / Assets12.7511.8114.41
Consumer Loans / Assets2.141.852.03
Capitalization%%%
Equity / Assets9.9110.4710.28
Tangible Capital / Tangible Assets9.9110.4710.28
Risk-based Capital Ratio17.2617.9518.95
Liquidity%%%
Loans / Deposits69.6369.5164.17
Non-Interest Bearing Deposits / Deposits27.0019.8922.47
Purchased Liabilities1.820.770.24

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us