Safe & Sound » Bank Ratings » ALMENA STATE BANK


SAFE & SOUND® STAR RATINGS

ALMENA STATE BANK

500 MAIN STREET
ALMENA, Kansas 67622

STAR RATING: 5 starstarstarstarstar G
Predictive Indicator neutral
As of March 31, 2016
Federal Reserve System Identifier 224552




Financial summary ($ in Thousands)
2016
3 months
2015
Year
2014
Year
Total Assets$61,999$63,266$33,691
Loans Receivable, Net53,57155,34530,196
Mortgage-Backed Securities709681874
Investments3,6123,162208
Deposits54,89454,34629,683
Borrowings1,3763,1331,378
Equity5,6135,6332,610
Net Interest Income7402,3151,752
Fee Income50389339
Overhead8462,0821,601
Net Operating Income1201,424565
Net Income1141,402546
Ratio Analysis Profitability%%%
Return on Assets *2.703.031.68
Operating Return on Assets *2.743.071.74
Return on Equity *29.3633.8321.80
Net Interest Margin *5.025.115.74
Fee Income / Assets *0.710.841.04
Overhead / Assets *4.724.494.93
Efficiency Ratio71.1556.1372.41
Asset Quality%%%
Nonperforming Assets / Assets0.120.200.03
Nonperforming Assets / Equity & Loss Reserves1.212.100.38
Loss Reserves / Nonperforming Loans1732.50367.972463.64
1-4 Fam Mtg + MBS / Assets13.6812.4614.73
Commercial Real Estate Loans / Assets15.3319.0615.98
Construction Loans / Assets0.400.710.30
Commercial & Industrial Loans / Assets20.2618.4414.11
Consumer Loans / Assets6.126.198.11
Capitalization%%%
Equity / Assets9.058.907.75
Tangible Capital / Tangible Assets8.738.357.69
Risk-based Capital Ratio11.4311.1910.11
Liquidity%%%
Loans / Deposits97.59101.84101.73
Non-Interest Bearing Deposits / Deposits19.0020.8722.19
Purchased Liabilities4.326.216.46

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us