Safe & Sound » Bank Ratings » ACADIA TRUST, NATIONAL ASSOCIATION


SAFE & SOUND® STAR RATINGS

ACADIA TRUST, NATIONAL ASSOCIATION

5 MILK STREET
PORTLAND, Maine 04101

STAR RATING: 5 starstarstarstarstar
Predictive Indicator neutral
As of December 31, 2015
Federal Reserve System Identifier 1962888




Financial summary ($ in Thousands)
2015
12 months
2014
Year
2013
Year
Total Assets$10,640$9,932$9,634
Loans Receivable, Net000
Mortgage-Backed Securities000
Investments000
Deposits000
Borrowings000
Equity10,2329,4498,734
Net Interest Income252325
Fee Income4,9194,9894,751
Overhead3,7413,9156,905
Net Operating Income1,2031,097-2,129
Net Income782716-2,374
Ratio Analysis Profitability%%%
Return on Assets *7.577.36-19.73
Operating Return on Assets *11.6411.28-17.69
Return on Equity *7.877.80-22.35
Net Interest Margin *0.460.500.62
Fee Income / Assets *47.6151.2939.49
Overhead / Assets *36.2140.2557.39
Efficiency Ratio75.6778.11144.58
Asset Quality%%%
Nonperforming Assets / Assets0.000.000.00
Nonperforming Assets / Equity & Loss Reserves0.000.000.00
Loss Reserves / Nonperforming Loansn/an/an/a
1-4 Fam Mtg + MBS / Assets0.000.000.00
Commercial Real Estate Loans / Assets0.000.000.00
Construction Loans / Assets0.000.000.00
Commercial & Industrial Loans / Assets0.000.000.00
Consumer Loans / Assets0.000.000.00
Capitalization%%%
Equity / Assets96.1795.1490.66
Tangible Capital / Tangible Assets93.8091.6883.42
Risk-based Capital Ratio395.53407.90261.49
Liquidity%%%
Loans / Depositsn/an/an/a
Non-Interest Bearing Deposits / Depositsn/an/an/a
Purchased Liabilities0.000.000.00

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us