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SAFE & SOUND® STAR RATINGS

Financial statement

ASSOCIATED TRUST COMPANY, NATIONAL ASSOCIATION
515 WEST WELLS STREET
MILWAUKEE, Wisconsin 53201

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of December 31, 2012
Federal Reserve System Identifier 1629903




Financial summary ($ in Thousands)
2012
12 months
2011
Year
2010
Year
Total Assets$18,197$20,146$19,627
Loans Receivable, Net000
Mortgage-Backed Securities000
Investments1,0041,0011,008
Deposits000
Borrowings000
Equity16,07416,73216,176
Net Interest Income668669
Fee Income000
Overhead45,29941,15737,988
Net Operating Income-2,0843172,187
Net Income-1,3061471,281
Ratio Analysis Profitability%%%
Return on Assets *-6.800.716.87
Operating Return on Assets *-10.851.5511.73
Return on Equity *-8.010.878.28
Net Interest Margin *0.830.760.64
Fee Income / Assets *0.000.000.00
Overhead / Assets *235.82201.33203.89
Efficiency Ratio104.8299.2494.56
Asset Quality%%%
Nonperforming Assets / Assets0.000.000.00
Nonperforming Assets / Equity & Loss Reserves0.000.000.00
Loss Reserves / Nonperforming Loansn/an/an/a
1-4 Fam Mtg + MBS / Assets0.000.000.00
Commercial Real Estate Loans / Assets0.000.000.00
Construction Loans / Assets0.000.000.00
Commercial & Industrial Loans / Assets0.000.000.00
Consumer Loans / Assets0.000.000.00
Capitalization%%%
Equity / Assets88.3383.0582.42
Tangible Capital / Tangible Assets88.3383.0582.42
Risk-based Capital Ratio138.28147.46159.77
Liquidity%%%
Loans / Depositsn/an/an/a
Non-Interest Bearing Deposits / Depositsn/an/an/a
Purchased Liabilities0.000.000.00

* Calculations are based on the latest four quarters of income and expense.
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CDs Overnight Averages
Product Yield +/- Last week
6 month CD
0.45% 0.43%
1 yr CD
0.67% 0.63%
5 yr CD
1.24% 1.24%
1 yr jumbo CD
0.65% 0.65%
Compare rates:
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