Follow Us: Google+
 
Bankrate.com



SAFE & SOUND® STAR RATINGS

Financial statement

ASIAN PACIFIC NATIONAL BANK
333 WEST VALLEY BOULEVARD
SAN GABRIEL, California 91776

STAR RATING: 5 starstarstarstarstar
Predictive Indicator neutral
As of December 31, 2012
Federal Reserve System Identifier 1462986




Financial summary ($ in Thousands)
2012
12 months
2011
Year
2010
Year
Total Assets$53,536$53,138$51,567
Loans Receivable, Net24,63727,73328,493
Mortgage-Backed Securities000
Investments6,03214,02516,043
Deposits44,78244,67843,353
Borrowings000
Equity8,6798,3428,065
Net Interest Income1,9081,9431,760
Fee Income453743
Overhead1,4081,4541,366
Net Operating Income565528438
Net Income540500433
Ratio Analysis Profitability%%%
Return on Assets *1.010.960.84
Operating Return on Assets *1.051.010.85
Return on Equity *6.306.105.40
Net Interest Margin *3.853.933.66
Fee Income / Assets *0.080.070.08
Overhead / Assets *2.632.802.67
Efficiency Ratio70.7972.8875.14
Asset Quality%%%
Nonperforming Assets / Assets1.251.680.40
Nonperforming Assets / Equity & Loss Reserves7.2010.022.36
Loss Reserves / Nonperforming Loansn/a2.042.01
1-4 Fam Mtg + MBS / Assets0.360.370.39
Commercial Real Estate Loans / Assets43.9550.4552.18
Construction Loans / Assets2.591.160.87
Commercial & Industrial Loans / Assets0.340.871.42
Consumer Loans / Assets0.020.050.05
Capitalization%%%
Equity / Assets16.2115.7015.64
Tangible Capital / Tangible Assets16.2115.7015.64
Risk-based Capital Ratio26.4223.9623.83
Liquidity%%%
Loans / Deposits55.0262.0765.72
Non-Interest Bearing Deposits / Deposits8.487.066.70
Purchased Liabilities0.9939.6838.99

* Calculations are based on the latest four quarters of income and expense.
Modify Search
            Connect with us
advertisement
Most Read
  1. Headlight requirements by state
  2. Nick Nolte's house for sale
  3. 8 eerie ghost towns
  4. 7 sedans for the young at heart
  5. Social Security traps to avoid
  6. 8 affordable, classic cars for retirees
  7. 10 cars for a midlife crisis
  8. 7 Social Security benefits
  9. 9 gas-only, fuel-efficient cars
  10. Top 10 states for foreclosure
CDs Overnight Averages
Product Yield +/- Last week
6 month CD
0.45% 0.43%
1 yr CD
0.67% 0.63%
5 yr CD
1.24% 1.24%
1 yr jumbo CD
0.65% 0.65%
Compare rates:
Don Taylorinvesting
When it comes to your investments, take time to understand that tricky lingo.
advertisement
Natural gas extracted from shale rock formations may be the future of energy in the U.S.
Partner Center
advertisement

Advertising Disclosure: Bankrate.com is an independent, advertising-supported comparison service. Bankrate may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.