SAFE & SOUND® STAR RATINGS

Financial statement

ASIAN PACIFIC NATIONAL BANK
333 WEST VALLEY BOULEVARD
SAN GABRIEL, California 91776

STAR RATING: 4 starstarstarstar
Predictive Indicator + (improve)
As of September 30, 2014
Federal Reserve System Identifier 1462986




Financial summary ($ in Thousands)
2014
9 months
2013
Year
2012
Year
Total Assets$55,463$54,090$53,536
Loans Receivable, Net20,71022,33624,637
Mortgage-Backed Securities000
Investments21,86718,7406,032
Deposits46,37245,36544,782
Borrowings000
Equity8,9378,6118,679
Net Interest Income1,2431,5921,908
Fee Income354445
Overhead9751,3521,408
Net Operating Income333371565
Net Income329350540
Ratio Analysis Profitability%%%
Return on Assets *0.760.651.01
Operating Return on Assets *0.780.691.05
Return on Equity *4.694.046.30
Net Interest Margin *3.273.213.85
Fee Income / Assets *0.090.080.08
Overhead / Assets *2.412.522.63
Efficiency Ratio74.5478.4770.79
Asset Quality%%%
Nonperforming Assets / Assets1.202.621.25
Nonperforming Assets / Equity & Loss Reserves7.0315.447.20
Loss Reserves / Nonperforming Loansn/a75.73n/a
1-4 Fam Mtg + MBS / Assets0.490.450.36
Commercial Real Estate Loans / Assets36.8141.9743.95
Construction Loans / Assets1.040.002.59
Commercial & Industrial Loans / Assets0.070.070.34
Consumer Loans / Assets0.100.030.02
Capitalization%%%
Equity / Assets16.1115.9216.21
Tangible Capital / Tangible Assets16.1115.9216.21
Risk-based Capital Ratio28.4228.0126.42
Liquidity%%%
Loans / Deposits44.6649.2455.02
Non-Interest Bearing Deposits / Deposits8.827.958.48
Purchased Liabilities1.982.550.99

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us